See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3012 Cattail St, Bozeman, MT, 59718

4beds
4baths
2,406sqft
$825,000
$343price/sqft
$4,862/moest. monthly cost
$194,480/yrincome needed

About This Home

Directly across from the beautiful Mathew Madison Park with open space and exceptional Bridger Mountain views, this 2,406± SF, 4-bedroom home delivers a level of finish rarely found at this price point. Many builder upgrades elevate the interior: reclaimed wood accents, slate floors, architectural beam detail, stacked-stone gas fireplace, granite bar, designer lighting, and a modern fireplace feature. The layout offers strong flexibility with two private suites, one on the main level and one upstairs flex bedroom that could be used as a family or game room. Both bedrooms feature large walk-in closets, baths featuring dual sinks and oversized 9' tiled walls with a bench in both showers! Two additional bedrooms, a full bath with soaker tub, and upper-level laundry complete the floor plan. Large windows frame the mountain views and bring in consistent natural light. Built for efficiency and durability with triple-pane windows, a heated garage and a partially fenced yard. Low-maintenance living with a prime park-front setting with quick access to trails, dining, and daily conveniences. A smart buy for both lifestyle and long-term value!

Getting Around

31
WalkingCar-Dependent
22
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

8/10
Emily Dickinson SchoolGrades PK-51.3 mi
7/10
--
Gallatin High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2019

Other

  • Builder name: Bayliss

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 2,406

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,406
  • Total interior livable area: 2,406 sqft

Property

Details

  • Parcel number: 00RFG69077
  • Zoning description: R3
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Sprinkler/Irrigation,Landscaping
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 4,743 sqft
  • Features: Lawn,Landscaped,Sprinklers In Ground

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Earthquake
Hail
Strong Wind

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance $195$2,340
Property Taxes $331$3,972
Electricity $165$1,982
Total$4,862$58,344

Income You'd Need if You Spent...

35% on housing$166,697/yr
40% on housing$145,860/yr
45% on housing$129,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 59718$360
Gallatin County$548

vs Homes Sold Last Month

Median $/sqft

ZIP 59718$391
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$825,000
2026-03-10Price change$850,000
2026-02-18Listed for sale$877,000
2023-06-06Sold--
2023-05-02Pending sale$759,000
2023-04-25Price change$759,000
2023-04-10Listed for sale$799,500
2020-05-01Sold--
2020-01-21Pending sale$449,500
2019-12-11Listed for sale$449,500

For Sale by Agent

AgentDarren Streets
BrokeragePureWest Real Estate Bozeman

Similar Homes