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1129 Mackinaw Loop, Somers, MT, 59932

4beds
2baths
2,074sqft
$699,000
$337price/sqft
$4,113/moest. monthly cost
$164,520/yrincome needed

About This Home

Minutes from the north shore of Flathead Lake, this beautifully crafted 4-bedroom, 2-bath home offers 2,074 square feet of thoughtfully designed living space in Somers' desirable Mackinaw Estates subdivision. Built in 2019 and situated on a 0.30-acre lot, this property combines modern convenience, quality craftsmanship, and easy access to everything the Flathead Valley has to offer. Step inside and immediately appreciate the soaring vaulted ceilings, abundant natural light, rich hardwood flooring, and stunning floor-to-ceiling stone fireplace that anchors the open-concept living space. Designed for both everyday living and entertaining, the spacious layout flows seamlessly between the living room, dining area, and kitchen. The kitchen is sure to impress with beautiful granite countertops, custom cabinetry, stainless steel appliances, a large center island with seating, and a walk-in pantry. Thoughtful finishes and attention to detail are evident throughout the home, from the rustic wood accents to the quality craftsmanship found in every room. The spacious primary suite offers a relaxing retreat featuring a large walk-in closet and a well-appointed ensuite bathroom complete with dual vanities, a tiled walk-in shower with glass enclosure, a soaking tub, and a private water closet with pocket door for added convenience and privacy. Three additional bedrooms provide flexibility for guests, workspace needs, hobbies, or additional living arrangements. Large windows throughout the home showcase views while filling the interior with natural light. Outside, extensive additional poured concrete provides exceptional flexibility with space for RV parking, boats, recreational vehicles, trailers, and guest parking. The backyard is designed for enjoying Montana's outdoor lifestyle, featuring a dedicated firepit gathering area perfect for hosting guests, relaxing after a day on the lake, or taking in the scenic beauty of the Flathead Valley. Imagine evenings spent around the fire enjoying mountain views, vibrant sunsets, and Montana's star-filled skies. Also enjoy a great startup garden on the west side of the home with perennial raspberry's already growing! Or kick back on the covered front porch and enjoy the surrounding landscape. Conveniently located just minutes from the north shore of Flathead Lake, approximately six minutes from Flathead River access, and a short drive to both Bigfork and Kalispell, this property offers an outstanding combination of comfort, recreation, and convenience in the heart of the Flathead Valley. Experience quality construction, modern finishes, and Montana living at its finest in this exceptional Somers property.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Somers Middle SchoolGrades 5-80.8 mi
3/10
Flathead High SchoolGrades 9-128.4 mi
8/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace,Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,074 sqft

Property

Details

  • Parcel number: 07383424102150000
  • Zoning: Residential
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Front Porch,Patio
  • Exterior features: Fire Pit,Garden,Playground
  • Fencing: Wood
  • Has view: Yes
  • View description: Lake,Mountain(s),Residential
  • Has water view: Yes
  • Water view: true
  • Topography of land: Level,Sloping

Lot

  • Lot size: 0.30 Acres
  • Features: Back Yard,Front Yard,Garden,Gentle Sloping,Sprinklers In Ground,Views,Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,RV Access/Parking,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Winter Weather
Inland Flooding
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $241$2,892
Property Taxes $187$2,244
Electricity $151$1,812
Total$4,113$49,356

Income You'd Need if You Spent...

35% on housing$141,017/yr
40% on housing$123,390/yr
45% on housing$109,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 59932$596
Flathead County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59932$338
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$699,000
2019-02-19Sold--
2018-11-21Price change$369,900
2018-10-04Listed for sale$374,900

For Sale by Agent

AgentDylan Lindner
BrokerageThe Synergy Group

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