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215 Whisper Ridge Dr, Bigfork, MT, 59911

4beds
5baths
4,376sqft
$1,988,800
$454price/sqft
$11,395/moest. monthly cost
$455,800/yrincome needed

About This Home

Perched above Bigfork with sweeping, unobstructed views of Flathead Lake, Bigfork Bay, and the Swan Mountains, this modern mountain home delivers a level of perspective that’s hard to find and even harder to forget. Backed by protected green space in the sought after Whisper Ridge community, the setting offers rare privacy while still being minutes from everything that makes Bigfork one of Montana’s most desirable destinations. Inside, the home is designed with intention. Expansive windows pull the views into every level, while clean architectural lines, hardwood floors and elevated finishes create a refined, modern feel without losing warmth. The main level is built for connection, an open great room anchored by a gas fireplace flows into a thoughtfully designed kitchen, dining space, and beverage/bar area. A covered deck extends the living space outdoors, offering a front-row seat to the lake and mountains year round. Upstairs, the primary suite is positioned to capture the best views in the home, paired with a spa like ensuite featuring heated tile floors, skylights, and a spacious walk in closet. Additional bedrooms, flexible bonus space, and a dedicated laundry area create a layout that balances privacy and functionality. At the top, a rooftop deck rises above it all, an elevated space designed for sunset evenings, morning coffee and taking in the full scale of the surrounding landscape. The walk out lower level adds even more versatility, with a bright and open media space, wet bar, guest accommodations and a flexible room ideal for a gym, office, or creative space. Located just minutes from Wayfarers State Park, downtown Bigfork, and Flathead Lake access, this home places you at the center of Montana’s best recreation from boating and hiking to skiing and Glacier National Park trips. This is more than a home it’s a modern vantage point over Bigfork, designed for those who want space, views, and a connection to everything Montana has to offer.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Bigfork Elementary SchoolGrades PK-60.4 mi
6/10
Bigfork 7-8Grades 7-80.4 mi
6/10
Bigfork High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Board & Batten Siding,Wood Frame

Other

  • Builder name: Bear Paw Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi-Level,Tri-Level
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,092

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 4,376 sqft

Property

Details

  • Parcel number: 07383536422170000
  • Zoning: Residential
  • Zoning description: R-4
  • Special condition: Standard

Features

  • Patio & porch: Covered,Deck,Patio
  • Has view: Yes
  • View description: City,Lake,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: true

Lot

  • Lot size: 5,052 sqft
  • Features: Landscaped,Views

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Earthquake
Wildfire

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,056$120,672
Home Insurance $599$7,188
Property Taxes $440$5,280
Electricity $300$3,605
Total$11,395$136,740

Income You'd Need if You Spent...

35% on housing$390,685/yr
40% on housing$341,850/yr
45% on housing$303,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$454This listing

vs Other Active Listings

Avg $/sqft

ZIP 59911$521
Flathead County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59911
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$1,988,800
2026-05-02Listing removed$1,988,800
2025-10-13Price change$1,988,800
2025-07-19Listed for sale$2,185,000
2023-10-06Listing removed--
2023-05-31Listed for sale$110,000
2021-04-09Listing removed--
2021-03-12Pending sale$49,000
2021-03-04Listed for sale$49,000
2021-02-01Pending sale$49,000
2020-08-24Price change$49,000
2020-06-16Price change$45,000
2020-05-24Listed for sale$40,000

For Sale by Agent

AgentPatrick B Landon
BrokerageGlacier Sotheby's International Realty Bigfork

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