




198 Blaine Lakeshore Dr, Kalispell, MT, 59901
About This Home
New Mountain Modern construction and never before occupied, this exceptional Montana lake retreat was thoughtfully designed for multi-generational living and year-round recreation, with the soothing sounds of Hemler Creek providing a constant natural backdrop. Privately situated on one acre with 149 feet of pristine frontage on Lake Blaine, the residence showcases light-filled interiors, impeccable finishes, energy-efficient design, and a flexible open-concept layout spanning 5,340 square feet across multiple levels. The main level features three bedrooms and three baths, in addition to the welcoming entry, expansive living room with fireplace, gourmet kitchen, dining area, butler’s pantry, laundry, and seamless indoor-outdoor living spaces designed to capture the surrounding lake and mountain views. The second level features a spacious family/game room, two bedrooms, a full bathroom, abundant storage, and access to a walk-out deck. The lower-level walk-out includes an office, an additional bathroom, and a second laundry hook-up for added convenience. Designed to fully embrace the waterfront lifestyle, the home offers private dock access from decks on all three levels, creating a seamless connection to the beauty, tranquility, and recreation of Lake Blaine. Conveniently located near the vibrant communities of Bigfork, Kalispell, Lakeside, and Whitefish, residents enjoy easy access to excellent dining, eclectic shopping, and local theater. Outdoor recreation opportunities abound with nearby Flathead Lake, Swan Lake, Whitefish Lake, Whitefish Mountain Resort, Blacktail Mountain Ski Area, Glacier National Park, and the Bob Marshall Wilderness Complex. Glacier Park International Airport is also conveniently accessible, providing an easy gateway to destinations around the world. The sellers have a plan to add a path and patio with steps connecting the existing steps to the water. The steps from the water to the patio will be stone steps.*** The patio will be about 24' x 10'. They also plan to add a retaining wall of ledge stone, which will blend in beautifully with the mountain-lake aesthetic of the house and property. The addition will make getting from the house to the water much easier and safer. It will also create a relaxing place to visit closer to the water.
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Poured
- Construction materials: Masonite
Other
- Builder name: Hodgson And Hodgson
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 3
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air
Features
- Fireplace,Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Central Vacuum
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 3,271
Interior Area
- Total interior livable area: 5,340 sqft
Property
Details
- Parcel number: 07407925301500000
- Zoning: None
- Special condition: Standard
Features
- Levels: Three Or More
- Exterior features: Dock,Propane Tank - Leased
- Has view: Yes
- View description: Lake,Trees/Woods
- Has water view: Yes
- Water view: true
- On waterfront: Yes
- Waterfront features: Lake,Navigable Water,Waterfront
- Waterbody name: Lake Blaine
- Topography of land: Level,Sloping,Varied
Lot
- Lot size: 1 Acres
- Features: Front Yard,Landscaped,Secluded,Views,Wooded,Level
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Avalanche
- Cold Wave
- Wildfire
- Winter Weather
- Earthquake
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Flathead County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,155 | $193,860 |
| Home Insurance | $783 | $9,396 |
| Property Taxes | $1,642 | $19,704 |
| Electricity | $366 | $4,400 |
| Total | $18,946 | $227,352 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-21 | Listed for sale | $3,195,000 |
| 2025-12-01 | Listing removed | $3,195,000 |
| 2025-06-24 | Price change | $3,195,000 |
| 2025-01-02 | Price change | $3,395,000 |
| 2024-05-23 | Listed for sale | $3,495,000 |
| 2024-01-01 | Listing removed | -- |
| 2023-10-16 | Listed for sale | $3,495,000 |
| 2023-10-07 | Listing removed | -- |
| 2023-07-04 | Listed for sale | $3,495,000 |
| 2021-11-13 | Listing removed | -- |
| 2020-11-13 | Listed for sale | $790,000 |
New Construction
