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198 Blaine Lakeshore Dr, Kalispell, MT, 59901

5beds
5baths
5,340sqft
$3,195,000
$598price/sqft
$18,946/moest. monthly cost
$757,840/yrincome needed

About This Home

New Mountain Modern construction and never before occupied, this exceptional Montana lake retreat was thoughtfully designed for multi-generational living and year-round recreation, with the soothing sounds of Hemler Creek providing a constant natural backdrop. Privately situated on one acre with 149 feet of pristine frontage on Lake Blaine, the residence showcases light-filled interiors, impeccable finishes, energy-efficient design, and a flexible open-concept layout spanning 5,340 square feet across multiple levels. The main level features three bedrooms and three baths, in addition to the welcoming entry, expansive living room with fireplace, gourmet kitchen, dining area, butler’s pantry, laundry, and seamless indoor-outdoor living spaces designed to capture the surrounding lake and mountain views. The second level features a spacious family/game room, two bedrooms, a full bathroom, abundant storage, and access to a walk-out deck. The lower-level walk-out includes an office, an additional bathroom, and a second laundry hook-up for added convenience. Designed to fully embrace the waterfront lifestyle, the home offers private dock access from decks on all three levels, creating a seamless connection to the beauty, tranquility, and recreation of Lake Blaine. Conveniently located near the vibrant communities of Bigfork, Kalispell, Lakeside, and Whitefish, residents enjoy easy access to excellent dining, eclectic shopping, and local theater. Outdoor recreation opportunities abound with nearby Flathead Lake, Swan Lake, Whitefish Lake, Whitefish Mountain Resort, Blacktail Mountain Ski Area, Glacier National Park, and the Bob Marshall Wilderness Complex. Glacier Park International Airport is also conveniently accessible, providing an easy gateway to destinations around the world. The sellers have a plan to add a path and patio with steps connecting the existing steps to the water. The steps from the water to the patio will be stone steps.*** The patio will be about 24' x 10'. They also plan to add a retaining wall of ledge stone, which will blend in beautifully with the mountain-lake aesthetic of the house and property. The addition will make getting from the house to the water much easier and safer. It will also create a relaxing place to visit closer to the water.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Cayuse Prairie SchoolGrades PK-61.3 mi
5/10
Cayuse Prairie 7-8Grades 7-81.3 mi
3/10
Flathead High SchoolGrades 9-1210.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Poured
  • Construction materials: Masonite

Other

  • Builder name: Hodgson And Hodgson

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace,Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Central Vacuum
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 3,271

Interior Area

  • Total interior livable area: 5,340 sqft

Property

Details

  • Parcel number: 07407925301500000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Exterior features: Dock,Propane Tank - Leased
  • Has view: Yes
  • View description: Lake,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: Lake,Navigable Water,Waterfront
  • Waterbody name: Lake Blaine
  • Topography of land: Level,Sloping,Varied

Lot

  • Lot size: 1 Acres
  • Features: Front Yard,Landscaped,Secluded,Views,Wooded,Level

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Cold Wave
    Cold WaveVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Avalanche
Cold Wave
Wildfire
Winter Weather
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Flathead County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,155$193,860
Home Insurance $783$9,396
Property Taxes $1,642$19,704
Electricity $366$4,400
Total$18,946$227,352

Income You'd Need if You Spent...

35% on housing$649,577/yr
40% on housing$568,380/yr
45% on housing$505,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$598This listing

vs Other Active Listings

Avg $/sqft

ZIP 59901$297
Flathead County$400

vs Homes Sold Last Month

Median $/sqft

ZIP 59901$313
Flathead County$363

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$3,195,000
2025-12-01Listing removed$3,195,000
2025-06-24Price change$3,195,000
2025-01-02Price change$3,395,000
2024-05-23Listed for sale$3,495,000
2024-01-01Listing removed--
2023-10-16Listed for sale$3,495,000
2023-10-07Listing removed--
2023-07-04Listed for sale$3,495,000
2021-11-13Listing removed--
2020-11-13Listed for sale$790,000

New Construction

AgentDenise Lang
BrokerageGlacier Sotheby's International Realty Bigfork

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