See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

5385 Stacy Trl Trailer 101, Stacy, MN, 55079

3beds
2baths
1,792sqft
$130,000
$73price/sqft
$1,018/moest. monthly cost
$40,720/yrincome needed

About This Home

beautiful modern 2022 manufactured home. The spacious almost 1800 square feet home and 9 foot ceilings, has 3 bedrooms and 2 baths. Open layout with a gourmet kitchen and large brick fireplace for the cold nights. Wrap around deck to enjoy the fall evenings and large 3 car driveway for parking. Also has a 8x12 shed for all your extras! 2 options to purchase: 1) Traditional home loan for 130,000 2) Get approved through our community and just take over the loan with a 30,000 down payment that can be done will cash or a small loan. house payment is about 950 and lot rent is 600. own for cheaper than rent!! possibly willing to negotiate terms, motivated seller

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Linwood Elementary SchoolGrades PK-65.0 mi
7/10
7/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,792 sqft

Property

Details

  • Parcel number: 198000100

Features

  • Exterior features: Vinyl,Cement / Concrete

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$81$972
Property Taxes $110$1,320
Electricity $170$2,050
Total$1,018$12,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,902/yr
40% on housing$30,540/yr
45% on housing$27,146/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 55079$207
Chisago County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 55079$229
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$130,000
2026-04-07Price change$140,000
2026-02-07Price change$155,000
2025-11-18Price change$157,000
2025-10-06Price change$160,000
2025-09-15Listed for sale$180,000

For Sale by Owner

AgentKathryn thorud

Similar Homes