131 Belvior Cir, Moneta, VA, 24121
About This Home
2024 NEW BUILD~RECENTLY APPRAISED 550K! Smith Mountain Lake home in Moneta with all the beauty and lifestyle of the lake--PLUS NO HOA! Conveniently located just a short, easy drive to multiple public beach areas, you can enjoy boating, swimming, and sunset views whenever you please. This like-new home is truly move-in ready. Built with quality and care, everything is done for you--nothing to worry about! Featuring a new roof, new HVAC, new water heater, and top-to-bottom new construction finishes, this home offers peace of mind and modern comfort. Situated on a spacious 1-acre lot in a quiet, pet-friendly neighborhood, the fully fenced yard is perfect for your furry friends. Enjoy relaxing evenings on the covered front porch or gathering with friends around the fire pit area. And yes--there's even a hot tub included for year-round enjoyment! Inside, thoughtful features include a walk-in shower, soaking tub, walk-in closet, and disability-accessible design for added convenience and peace of mind. Energy-efficient upgrades set this home apart: solar panels with battery backup (conveying with sale) provide up to 8 hours of backup power--an excellent peace-of-mind feature. A water softener system (2024) and a water oxidizer system connected to the washer mean no laundry detergent is needed when using cold water--a tremendous money saver! Bring the family, bring your friends, bring your pups- there is something for everyone! What a Blessing! All information to be independently verified by buyers and buyer's agent.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2024
Materials
- Construction materials: Brick,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Dishwasher,Electric Range,Refrigerator
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Other - See Remarks
- Finished area below ground: 0
- Finished area above ground: 1,624
Heating & Cooling
- Heating features: Heat Pump Electric
- Cooling features: Heat Pump Electric
Interior Area
- Total structure area: 3,248
- Total interior livable area: 1,624 sqft
Property
Details
- Parcel number: 0330601200
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Has spa: Yes
- Spa features: Heated
- Fencing: Fenced
Lot
- Lot size: 1 Acres
- Features: Cleared
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,740 | $32,880 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $197 | $2,364 |
| Electricity | $202 | $2,433 |
| Total | $3,295 | $39,540 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-15 | Price change | $549,000 |
| 2026-02-26 | Listed for sale | $565,000 |
| 2022-05-31 | Sold | $20,900 |
| 2022-02-09 | Sold | $20,900 |
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