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805 4th St SW, Willmar, MN, 56201

2beds
2baths
1,392sqft
$144,900
$104price/sqft
$1,075/moest. monthly cost
$43,000/yrincome needed

About This Home

This duplex offers solid bones with meaningful updates in place, making it a great option for investors or owner-occupants looking to continue building equity. Recent updates include renovated bathrooms in both units, an updated kitchen in Unit 2, and portions of the plumbing already replaced. Additional improvements have been made by the current owner, adding to the property’s overall appeal and functionality. Shared glass-enclosed front porch and entry foyer. Still room for cosmetic updates, but much of the heavy lifting has been started—great potential for upside.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

5/10
6/10
Willmar Middle SchoolGrades 6-80.4 mi
4/10

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Age Over 8 Years,Asphalt,Pitched
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex Up and Down

Interior

Appliances

  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,248

Heating

  • Heating features: Baseboard,Forced Air

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 952800930
  • Zoning description: Residential-Multi-Family
  • Foundation area: 624

Features

  • Levels: Two
  • Patio & porch: Glass Enclosed
  • Fencing: None
  • Topography of land: Level

Lot

  • Lot size: 7,492 sqft
  • Features: Near Public Transit,Tree Coverage - Light
  • Lot size dimensions: 50' x 150'

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kandiyohi County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $732$8,784
Home Insurance *$104$1,248
Property Taxes $69$828
Electricity $170$2,050
Total$1,075$12,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,857/yr
40% on housing$32,250/yr
45% on housing$28,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 56201$145
Kandiyohi County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 56201$139
Kandiyohi County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$144,900
2026-04-17Listed for sale$149,900
2025-11-24Sold$93,000
2025-11-12Pending sale$99,900
2025-11-07Listed for sale$99,900
2023-12-27Sold$78,500
2022-09-27Sold$75,000
2018-08-07Listing removed$65,000
2018-06-21Listed for sale$65,000

For Sale by Agent

AgentAnthony M Sarenpa
BrokerageKeller Williams Premier Realty Lake Minnetonka

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