39452 380th St SE, Fosston, MN, 56542
About This Home
Over 11 acres on Cross Lake with water surrounding the property, offering over 5500 feet of shoreline, creating an almost private island feel. Cross Lake is known for great fishing, sandy-bottom swimming, and the property offers excellent duck and deer hunting opportunities. Large yard, trails, and plenty of room to roam. This property features a custom-designed Schult built 2+ bedroom, 2 bathroom home with quality construction and upgrades throughout. The deck overlooks the water and offers incredible panoramic views and amazing sunsets. Also included is a 20x34 addition built in 2020 with a full unfinished basement constructed with ICF forms and in-floor heat is ready to hooked up. The 34x60 insulated shop is also ready for the in-floor heat to be hooked up and offers excellent storage, workshop space, or both. There are also 2 camper hookups with power and water already in place for guests. At the shoreline you’ll find a retaining wall and aluminum dock system already in place. Sellers would also be willing to sell the pontoon and boat lift separately. This property has been extremely well cared for and is truly something you need to see in person to appreciate. Properties like this rarely come available.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Roof: Age 8 Years or Less,Metal
- Construction materials: Frame
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Deck
- Level: Main
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,024
Flex Room
- Level: Main
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,704
- Total interior livable area: 2,024 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 570014904
- Zoning description: Residential-Single Family
- Foundation area: 2360
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch
- Has view: Yes
- View description: Panoramic
- On waterfront: Yes
- Waterfront features: Lake Front,Lake Bottom(Excellent Sand)
- Frontage length: Water Frontage: 5500
Lot
- Lot size: 11.61 Acres
- Lot size dimensions: irregular
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Strong Wind
- Wildfire
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $152 | $1,824 |
| Property Taxes | $462 | $5,544 |
| Electricity | $170 | $2,050 |
| Total | $3,560 | $42,720 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-09 | Price change | $549,000 |
| 2026-05-18 | Listed for sale | $579,000 |
View on Zillow