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11184 Mosby Ln, Hernando, MS, 38632

4beds
3baths
2,418sqft
$454,900
$188price/sqft
$2,983/moest. monthly cost
$119,320/yrincome needed

About This Home

Nestled on 2.17 acres in the highly sought-after Lewisburg School District, 11184 Mosby Lane offers the kind of space that's getting harder and harder to find. Inside, you'll find 4 bedrooms, 3 full baths, and over 2,400 square feet of thoughtfully designed living space. The split floor plan offers privacy, while the spacious living room, formal dining room, and oversized kitchen create the perfect setting for everything from holiday gatherings to Tuesday night dinners. Double ovens, abundant counter space, and an open layout make entertaining effortless. The primary suite is tucked away as its own private retreat, featuring a large walk-in closet, soaking tub, separate shower, and plenty of room to relax and recharge. Outside is where this property truly shines. Spend summer days by the pool, host cookouts on the deck, watch deer wander through the trees, plant the garden you've always wanted, or simply enjoy the peace and quiet that comes with having a little space between you and the rest of the world. Built in 2015 and conveniently located just minutes from Hernando, Olive Branch, and I-269, this property offers the perfect balance of country living and everyday convenience. And here's the rare part: Lewisburg Schools, acreage, and USDA eligibility all in one property. If you've been searching for a home that gives you room to live—not just a place to sleep—this might be the one. Seller is now offering a flooring allowance with an acceptable offer, giving buyers the opportunity to choose the flooring that best fits their style (amount to be confirmed with seller). Don't miss this beautiful home with room to make it your own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

10/10
Lewisburg Primary SchoolGrades PK-17.1 mi
9/10
Lewisburg Middle SchoolGrades 6-83.1 mi
9/10
Lewisburg High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2015

Materials

  • Foundation: Brick/Mortar,Permanent
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stainless Steel Appliance(s),Water Heater

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Features

  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,418
  • Total interior livable area: 2,418 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 3067360100000600

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Other
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 2.17 Acres

Parking

  • Total spaces: 46
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$259$3,108
Property Taxes $200$2,400
Electricity $224$2,698
Total$2,983$35,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,274/yr
40% on housing$89,490/yr
45% on housing$79,546/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 38632$161
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38632$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$454,900
2026-07-12Price change$464,900
2026-06-19Listed for sale$469,900
2024-05-31Sold--
2024-03-20Pending sale$445,000
2024-03-17Listed for sale$445,000

For Sale by Agent

AgentDaniel Demers
BrokerageSell Your Home Services, LLC.

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