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2353 Ouse Valley Ln, Hernando, MS, 38632

4beds
2baths
2,473sqft
$399,000
$161price/sqft
$2,649/moest. monthly cost
$105,960/yrincome needed

About This Home

Welcome to 2353 Ouse Valley Lane, a beautifully maintained home located in the highly desirable St. Ives subdivision in Hernando, Mississippi. Built in 2016 and thoughtfully designed with both comfort and functionality in mind, this impressive property offers approximately 2,473 square feet of living space featuring 4 bedrooms, 2 bathrooms, and a spacious layout ideal for everyday living and entertaining alike. From the moment you arrive, the home's attractive curb appeal, landscaped yard, and side-load two-car garage create a warm and inviting first impression. Inside, the open-concept floor plan provides a seamless flow between the main living spaces, enhanced by hardwood flooring, abundant natural light, elegant finishes, and carefully selected details throughout. The heart of the home is the spacious kitchen, which features granite countertops, stainless steel appliances, ample cabinetry, and generous counter space perfect for meal preparation and gathering with family and friends. The kitchen opens directly into the dining and living areas, making the space ideal for hosting guests or enjoying quiet evenings at home. The living room is highlighted by a gas fireplace with custom built-in shelving, creating a cozy focal point with both style and functionality. The primary suite serves as a private retreat, offering tray ceilings, dual walk-in closets, double vanities, a jetted soaking tub, and a separate walk-in shower designed for comfort and relaxation. The additional bedrooms provide flexibility for family, guests, hobbies, or workspace needs, while the upstairs bonus room offers endless possibilities as a media room, playroom, home office, or guest suite. Outdoor living is equally enjoyable with a covered patio overlooking the landscaped backyard and peaceful wooded views that provide added privacy and a tranquil setting. Whether enjoying morning coffee, weekend gatherings, or quiet evenings outdoors, the backyard space offers the perfect extension of the home. Conveniently located near shopping, dining, schools, and everyday amenities, 2353 Ouse Valley Lane combines modern features, functional living spaces, and a sought-after location within one of Hernando's established communities. This property presents an exceptional opportunity to enjoy stylish and comfortable living in a welcoming neighborhood setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

8/10
9/10
Hernando Middle SchoolGrades 6-82.4 mi
9/10
Hernando High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Refrigerator,Dishwasher,Disposal,Free-Standing Gas Range,Microwave
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Granite Counters,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Tray Ceiling(s),Walk-In Closet(s)
  • Door features: Dead Bolt Lock(s)
  • Window features: Blinds,Screens
  • Flooring: Carpet,Ceramic Tile,Simulated Wood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Gas

Interior Area

  • Total structure area: 2,473
  • Total interior livable area: 2,473 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3075210100002100
  • Zoning description: General Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot,Front Yard,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$227$2,724
Property Taxes $176$2,112
Electricity $229$2,759
Total$2,649$31,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,822/yr
40% on housing$79,470/yr
45% on housing$70,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 38632$161
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38632$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$399,000
2026-08-03Price change$399,000
2026-05-14Listed for sale$410,000
2020-08-13Sold--
2020-07-11Listed for sale$289,900
2016-12-29Sold--

For Sale by Agent

AgentDeanna Wardlaw
BrokerageKeller Williams

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