




81736 Mainsheet Ct, Fernandina Beach, FL, 32034
About This Home
Nestled on a quiet cul-de-sac this beautiful home offers the perfect blend of comfort, functionality, and privacy. This home has the majority of the living space conveniently located on the main level—ideal for those seeking the ease of single-story living while still having the flexibility of an upstairs retreat. Step inside to discover an open-concept floor plan with a split bedroom design. The heart of the home is the stunning kitchen, complete with 42" white shaker cabinets, quartz counters, large center island, cooktop, double ovens, and plenty of space for gathering with family and friends. The spacious primary suite offers a large walk-in shower, dual-sink vanity, and generous walk-in closet. Upstairs, you'll find a private 4th bedroom with its own full bath, making it the perfect guest suite, bonus room, home office, or space for multigenerational living. Enjoy peaceful mornings or evening cookouts on the covered patio overlooking the fully fenced backyard. Beautiful landscaping enhances the home's curb appeal, while the spacious backyard offers plenty of room to play, garden, or simply relax. Built with quality in mind, the home includes Zip System exterior sheathing, Hardie siding, Low-E Advanced Performance tilt windows, and architectural shingles for added efficiency and long-term value. This community has no CDD fees, a low HOA, and a neighborhood playground, all conveniently located just minutes from AI's beautiful beaches, historic downtown, shopping, dining, schools, and Jax Airport. This home truly presents an outstanding opportunity in today's market. The sellers are motivated, making now the perfect time to schedule your showing and see everything this home has to offer before someone else does.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 2019
Materials
- Roof: Shingle
- Construction materials: Fiber Cement
Other
- Builder name: Dream Finders Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Other,One Story,See Remarks
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
Bedroom
- Level: Main
- Dimensions: 11x11
Bedroom
- Level: Main
- Dimensions: 11x11
Bedroom
- Level: Upper
- Dimensions: 13x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Main
- Dimensions: 12x11
Features
- Ceiling Fan(s),Split Bedrooms,Cable TV,Window Treatments
- Window features: Aluminum Frames,Screens,Drapes
Great Room
- Level: Main
- Dimensions: 15x17
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,017
- Total interior livable area: 2,017 sqft
Master Bedroom
- Level: Main
- Dimensions: 12x17
Property
Details
- Parcel number: 292N28011500580000
- Zoning: PUD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Covered,Patio
- Exterior features: Fence,Sprinkler/Irrigation
Lot
- Lot size: 7,156 sqft
- Lot size dimensions: 30 x 115 x 99 x 117
Parking
- Total spaces: 2
- Parking features: Driveway,Two Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $470 | $5,640 |
| Electricity | $202 | $2,435 |
| Total | $3,180 | $38,160 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $430,000 |
| 2026-07-15 | Listed for sale | $440,000 |
| 2020-01-31 | Sold | $286,500 |
| 2020-01-02 | Pending sale | $295,990 |
| 2019-06-10 | Listed for sale | $295,990 |
