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78643 GOLDFINCH Lane, Yulee, FL, 32097

4beds
2baths
2,229sqft
$579,000
$260price/sqft
$3,785/moest. monthly cost
$151,400/yrincome needed

About This Home

Imagine living like you are on vacation daily. This beautifully upgraded 4 bedroom, 2 bath home with dedicated office in the heart of Yulee features an incredible resort-style backyard oasis! This open-concept home offers luxury vinyl plank flooring, spacious living areas, designer finishes, and a gourmet kitchen with oversized island, upgraded cabinetry, custom backsplash, stainless steel appliances, wine bar, and abundant counter space perfect for entertaining. The spacious owner's suite and flexible floor plan provide comfort and functionality for everyday living. Step outside and enjoy true Florida lifestyle living with a custom pool and spa, expansive paver patio, large screened lanai, and fully equipped outdoor kitchen under a covered gazebo complete with grill, bar seating, and entertaining space. The fully fenced backyard backs to a wooded preserve creating added privacy and a peaceful setting. Conveniently located near shopping, dining, Jacksonville, and Amelia Island beaches Additional Information: " 4 Bedrooms + Dedicated Office " 2 Bathrooms " Open-concept floor plan " Large gourmet kitchen with oversized island " Upgraded cabinetry and custom backsplash " Stainless steel appliances " Wine bar with beverage refrigerator " Luxury vinyl plank flooring throughout main living areas " Spacious owner's suite with private bath " Tastefully decorated and meticulously maintained " Large screened lanai overlooking pool area " Resort-style pool with sun shelf and spa " Expansive paver pool deck and entertaining space " Outdoor kitchen under covered gazebo " Grill, refrigeration, storage, and bar seating " Fully fenced backyard " Private wooded preserve views " Beautiful curb appeal with coastal-inspired exterior " Great layout for entertaining and everyday living " Plenty of outdoor seating and relaxation areas " Storage shed included " Convenient location near shopping, dining, schools, Jacksonville, and Amelia Island beaches " Move-in ready condition " Perfect for buyers seeking Florida outdoor lifestyle living " Wi-Fi Mesh system hardwired throughout " The home has also had professionally installed Jellyfish Lights to set the perfect mood for every holiday or occasion. Lifestyle Highlights: Imagine ending the day relaxing in your private spa, entertaining guests around the outdoor kitchen, or enjoying peaceful mornings overlooking the preserve from the screened lanai. This home was designed for enjoying the Florida lifestyle year-round. Outdoor Features The backyard is truly the centerpiece of this property with custom hardscaping, tropical landscaping, multiple entertaining areas, and a resort-inspired pool design that creates a private retreat atmosphere. Kitchen Features: The spacious kitchen offers: " Oversized center island " Ample prep and serving space " Designer lighting " Custom tile backsplash " Abundant cabinetry " Open flow into dining and living areas Location Benefits: Located in growing Yulee, this home offers convenient access to: " Amelia Island beaches " Jacksonville International Airport " Shopping and restaurants " Major commuter routes " Top Northeast Florida attractions Perfect For... " Buyers who love entertaining " Families needing flexible office space " Pool and outdoor living enthusiasts " Anyone looking for a move-in ready Florida lifestyle home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Wildlight ElementaryGrades PK-52.0 mi
9/10
Yulee Middle SchoolGrades 6-84.4 mi
5/10
Yulee High SchoolGrades PK,9-124.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2018

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Open Floorplan,Primary Bathroom -Tub with Separate Shower
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,229 sqft

Property

Details

  • Parcel number: 122N26160300440000

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch,Screened
  • Exterior features: Outdoor Kitchen
  • Fencing: Back Yard,Full,Vinyl
  • Has view: Yes
  • View description: Pool,Trees/Woods

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,927$35,124
Home Insurance *$315$3,780
Property Taxes $319$3,828
Electricity $224$2,691
Total$3,785$45,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,771/yr
40% on housing$113,550/yr
45% on housing$100,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$193
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$579,000
2022-04-07Sold$523,698
2022-03-30Pending sale$479,900
2022-02-24Contingent$479,900
2022-02-18Listed for sale$479,900
2018-03-28Sold$261,268

For Sale by Agent

AgentMIKE SCHWIEBERT
BrokerageINI REALTY

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