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226 Leeward Way, Ottawa, IL, 61350

1beds
1baths
506sqft
$339,000
$670price/sqft
$2,611/moest. monthly cost
$104,440/yrincome needed

About This Home

Rare opportunity to own this picture perfect, waterfront cottage in Heritage Harbor's Heron's Landing that offers stunning waterfront views of the harbor and an unbeatable location. This beautifully furnished, modern retreat is perfectly positioned just steps from Heritage Harbor's premier amenities, including the community pool, clubhouse, waterfront restaurant, pickleball courts, marina, year-round harbor activities, and the highly anticipated event center, The Vue, scheduled to open Fall 2026, making this an exciting time to own in Heritage Harbor. Designed with clean, contemporary - coastal style, the home's bright interior features soaring vaulted ceilings, a crisp modern kitchen appointed with premium Bosch appliances, a dining area with built-in seating that doubles as hidden storage, and a warm, cheerful living room that welcomes you the moment you step inside. The spa-inspired bathroom provides a luxurious retreat, while the generously sized bedroom offers direct access to the private covered balcony. The covered balcony is the true showpiece of the home. Enjoy morning coffee, evening cocktails, or dinner from the grill while watching boats glide through the harbor. It's the perfect front-row seat to the vibrant energy and waterfront destination that makes Heritage Harbor such a special place. Outdoor enthusiasts will appreciate endless opportunities for boating, jet skiing, kayaking, canoeing, stand-up paddleboarding, fishing, and trails, all just outside your door. Explore nearby Starved Rock State Park, or take a quick drive to historic downtown Ottawa, where you'll find charming boutiques, restaurants, nightlife, breweries, and local events. Additional features include assigned parking just steps from the front door, a rare high-ceiling cellar for exceptional storage, and generous enclosed storage beneath the deck-ideal for bikes, paddleboards, kayaks, and all your outdoor gear. Whether you're searching for a full-time residence, a vacation home, or an investment opportunity, this turnkey home comes completely furnished and is ready to enjoy from day one. Experience waterfront living at its finest at Heritage Harbor on the Illinois River. Property is Broker-Owned.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
Rutland Elementary SchoolGrades PK-84.8 mi
3/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Asphalt
  • Construction materials: Slate

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Main
  • Area: 112
  • Dimensions: 7X16

Eating Area

  • Level: Main
  • Area: 42
  • Dimensions: 6X7

Features

  • Vaulted Ceiling(s),1st Floor Full Bath,Built-in Features
  • Door features: Sliding Doors
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 506 sqft

Kitchen

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 72
  • Dimensions: 9X8

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Master Bedroom

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1544402007
  • Special condition: None

Features

  • Stories: 1
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 28 X 102

Parking

  • Total spaces: 1
  • Parking features: Assigned,Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Drought
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$231$2,772
Property Taxes $536$6,432
Electricity $130$1,569
Total$2,611$31,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,520/yr
40% on housing$78,330/yr
45% on housing$69,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$670This listing

vs Other Active Listings

Avg $/sqft

ZIP 61350$185
LaSalle County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 61350$144
LaSalle County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-09-08Sold$223,000
2021-08-09Pending sale$224,900
2021-07-14Listed for sale$224,900
2020-04-20Listing removed--
2020-03-21Listed for sale--
2019-01-01Listing removed$219,900
2018-07-03Listed for sale$219,900

For Sale by Agent

AgentMiki Houlis
BrokerageHomeSmart Realty Group

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