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24011 Ridge Rd, Bernard, IA, 52032

2beds
1baths
448sqft
$50,000
$112price/sqft
$435/moest. monthly cost
$17,400/yrincome needed

About This Home

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Cascade Elementary SchoolGrades PK-512.1 mi
7/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range,Microwave
  • Laundry features: None

Basement

  • Basement: None

Bedroom1

  • Level: First
  • Area: 64
  • Dimensions: 8 X 8

Bedroom2

  • Level: First
  • Area: 48
  • Dimensions: 8 X 6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: None
  • Finished area above ground: 448

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall Unit(s)

Interior Area

  • Total interior livable area: 448 sqft

Kitchen

  • Level: First
  • Area: 70
  • Dimensions: 7 X 10

Living Room

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 05042443105300
  • Zoning: Residential

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 110 x 166

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$29$348
Property Taxes $33$396
Electricity $121$1,452
Total$435$5,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,914/yr
40% on housing$13,050/yr
45% on housing$11,600/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 52032$178
Jackson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 52032
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-13Listed for sale$50,000

For Sale by Agent

AgentTara Williams
BrokerageSkogman Realty

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