31683 Lake To Sky Dr, Polson, MT, 59911
About This Home
Amazing, elevated location high on mountain side with fantastic views! You'll fall in love upon leaving the highway onto a quiet paved road arriving at this 20 acre forested vantage point in the Mission Mountain Ranch neighborhood. You are set above Flathead Lake midpoint along the east shore between Bigfork and Polson. Your view west reaches out to see the lake including Wild Horse Island, Finley Point and surrounding mountains. The custom built warm and inviting two bedroom home with fireplace was built as a guest home. If you need more home, the prime building site is the beautiful fire pit circle area reserved for the main home. Walk out and enjoy the beautiful forested grounds and lush irrigated lawn ... sit anywhere to watch the sun setting to the west over the lake views. Launching a boat, playing at the beach and swimming at the Yellow Bay State Park is just up the road a few minutes away where there's a boat launch and swimming beach. For hiking or biking there are many old roads to explore right in the vicinity of the 20 acre site. The home was repainted & stained inside and out in 2024/25, concrete patio resealed and new HVAC in 2025. In 2022 Lake Co Conservation District/DNRC did a full property forest health and wildfire risk reduction project. Make sure you check the new tax structure for primary vs second home property tax rates. Also, RSID included with 6 years remaining; payoff in May 2032.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Poured
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Other
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Fireplace
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 972 sqft
Property
Details
- Parcel number: 15346909103040000
- Zoning description: Eastshore
- Special condition: Standard
- Other equipment: Other
Features
- Levels: One
- Stories: 1
- Exterior features: Propane Tank - Owned
- Has view: Yes
- View description: Lake,Mountain(s),Trees/Woods
- Has water view: Yes
- Water view: true
- Topography of land: Sloping
Lot
- Lot size: 20 Acres
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Earthquake
- Wildfire
- Avalanche
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,320 | $75,840 |
| Home Insurance | $1,138 | $13,656 |
| Property Taxes | $348 | $4,176 |
| Electricity | $151 | $1,812 |
| Total | $7,957 | $95,484 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $1,250,000 |
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