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13 Center Hill Road, Albany, VT, 05820

1beds
1baths
2,106sqft
$89,500
$42price/sqft
$865/moest. monthly cost
$34,600/yrincome needed

About This Home

$10,000 PRICE IMPROVEMENT! Motivated Sellers! Don't miss this unique opportunity to own a 0.75-acre corner lot with beautiful river frontage and expansive lawn space. Enjoy peaceful river views from the spacious living room, large kitchen, or the screened-in side porch. The home features 1 bedroom, 1 bathroom, a generously sized kitchen and living room, and a basement with four additional rooms. Several outbuildings are also located on the property and are in need of repair. Conveniently located approximately ½ mile off Route 14 near the Town of Albany, this property offers a rural setting with easy access to nearby amenities. The level lot provides plenty of space for gardening, outdoor recreation, or future plans. This property is being sold as is and requires significant repairs. Whether you're looking for a renovation project or a site to build your new home, this property offers exceptional potential in a scenic riverside location. The property's condition and wood furnace as the primary heat source may limit conventional financing options. Schedule your showing today and explore the possibilities this riverfront property has to offer!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
Albany Community SchoolGrades PK-80.8 mi
4/10
Lake Region Uhsd #24Grades 9-128.3 mi

Construction

Condition

  • Year built: 1942

Materials

  • Foundation: Concrete
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Ranch

Interior

Basement

  • Has basement: Yes
  • Basement: Bulkhead,Crawl Space,Dirt Floor,Partially Finished,Interior Stairs,Storage Space,Unfinished,Interior Access,Exterior Entry,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 700
  • Finished area above ground: 1,406

Heating & Cooling

  • Heating features: Forced Air,Wood Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 2,806
  • Total interior livable area: 2,106 sqft

Property

Details

  • Parcel number: 600210154
  • Zoning description: none

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Black River

Lot

  • Lot size: 0.75 Acres
  • Features: Corner Lot,Country Setting,Near Snowmobile Trails,Rural

Parking

  • Total spaces: 3
  • Parking features: Gravel,Driveway,Parking Spaces 3,Unpaved
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $452$5,424
Home Insurance $40$480
Property Taxes $106$1,272
Electricity $267$3,214
Total$865$10,380

Income You'd Need if You Spent...

35% on housing$29,657/yr
40% on housing$25,950/yr
45% on housing$23,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$42This listing

vs Other Active Listings

Avg $/sqft

ZIP 05820
Orleans County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 05820
Orleans County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$69,500
2026-08-12Price change$69,500
2026-08-04Price change$79,500
2026-07-29Price change$89,500
2026-07-22Price change$95,000
2026-07-08Listed for sale$99,000

For Sale by Agent

AgentMonica L Morrissey
BrokerageChoice Real Estate & Property Management

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