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10518 Morgantown Pike, Philippi, WV, 26416

1beds
1baths
1,040sqft
$335,000
$322price/sqft
$2,545/moest. monthly cost
$101,800/yrincome needed

About This Home

ESCAPE TO PEACE AND PRIVACY WITH THIS UPDATED 1 BEDROOM, 1 BATH HOME NESTLED ON 47 WOODED ACRES. INSIDE YOU WILL FIND FRESH IMPROVEMENTS THROUGHOUT GIVING THE HOME A MOVE-IN READY FEEL. 47 WOODED ACRES FILLED WITH ABUNDANT WILDLIFE, MATURE TREES AND POTENTIAL TIMBER VALUE. WITH PUBLIC WATER ON SITE AND ADDITIONAL POTENTIAL BUILDING SITES THE POSSIBILITIES ARE ENDLESS. ENJOY THE QUIET OF COUNTRY LIVING WHILE STILL BEING CONVENIENTLY LOCATED JUST OFF OF RT 92, OFFERING EASY ACCESS WITHOUT SACRIFICING PRIVACY.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Kasson Elementary/Middle SchoolGrades PK-85.1 mi
3/10
Philip Barbour High School ComplexGrades 9-125.4 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer,Dryer,Gas Stove Connection
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Single Level Living
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning Stove
  • Fireplace: Yes
  • Attic: Interior Access Only,Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Baseboard,Electric,Wood
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Features: Ceiling Fan(s),Laminate Flooring,Dining Area
  • Level: First
  • Area: 223.125

Living Room

  • Features: Ceiling Fan(s),Laminate Flooring
  • Level: First
  • Area: 487.1527777777778

Master Bedroom

  • Level: First
  • Area: 126.55555555555556

Property

Accessibility

  • Accessibility features: Handicap Modified

Details

  • Parcel number: 0105000200230000
  • Zoning description: None

Features

  • Levels: 1
  • Stories: 1
  • Patio & porch: Porch,Deck
  • Exterior features: Private Yard
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Panoramic
  • On waterfront: Yes
  • Waterfront features: Stream/Creek

Lot

  • Lot size: 47.56 Acres
  • Features: Wooded,Level,No Outlet Street,Rural,Rolling Slope,Steep Slope
  • Lot size dimensions: 47.56 Acres

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars,Carport,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Cold Wave
Drought
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$280$3,360
Property Taxes $391$4,692
Electricity $181$2,178
Total$2,545$30,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$101,800/yr
35% on housing$87,257/yr
40% on housing$76,350/yr
45% on housing$67,866/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 26416$150
Barbour County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 26416—
Barbour County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Price change$335,000
2026-05-19Listed for sale$350,000

For Sale by Agent

AgentBETH A LONG
BrokerageALL SEASONS REAL ESTATE SERVICE
Phone304-642-0269
View on Zillow

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