905 5th Ave SW, Spencer, IA, 51301
About This Home
The perfect blend of modern design and effortless living in this completely updated duplex. This is not just a renovation; it is a total interior transformation with a brand new kitchen layout and all the extra's. This show-stopping kitchen with modern cabinetry, quartz countertops, large island, pot filler faucet over stove, designer coffee nook, cabinet lighting and also includes stainless steel appliances. Effortless living in this crisp, clean zero entry 2 bedroom, 2 bathroom move-in ready twin-home.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Construction materials: Frame/Wood,Stick Built
Type & Style
- Home type: MultiFamily
- Architectural style: Other
- Property subType: Duplex
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Microwave,Range/Stove,Refrigerator,Electric Water Heater
Basement
- Basement: Slab
Bathroom
- Features: 3/4 Master,Main Floor Full Bath
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 1,251
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,251
- Total interior livable area: 1,251 sqft
Property
Accessibility
- Accessibility features: No Stairs External,No Stairs Internal
Details
- Parcel number: 963713483002
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
Lot
- Lot size: 4,791 sqft
- Lot size dimensions: 38 x 124
Parking
- Total spaces: 2
- Parking features: Concrete,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,200 | $14,400 |
| Home Insurance * | $257 | $3,084 |
| Property Taxes | $31 | $372 |
| Electricity | $121 | $1,452 |
| Total | $1,609 | $19,308 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $237,500 |
| 2026-04-01 | Listing removed | $254,900 |
| 2026-02-14 | Price change | $254,900 |
| 2025-11-04 | Listed for sale | $269,900 |
| 2024-10-10 | Sold | $55,000 |
| 2024-09-16 | Pending sale | $79,900 |
| 2024-09-05 | Price change | $79,900 |
| 2024-08-12 | Price change | $99,900 |
| 2024-07-23 | Listed for sale | $129,900 |
| 2016-11-17 | Sold | $148,000 |
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