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1177 Woodland Ave, Cumming, IA, 50061

5beds
6baths
2,674sqft
$2,100,000
$785price/sqft
$13,750/moest. monthly cost
$550,000/yrincome needed

About This Home

Set on 12.14 picturesque acres, this legacy property is the rural retreat you've been dreaming of! Just 10 minutes from Mills Civic Pkwy via I-35, this acreage offers an executive walkout ranch, heated pool, pole barn, pond & endless space for year-round recreation. Inside, you'll love the contemporary, open floor plan with front-to-back scenic views. The great room features beautiful wood beams, built-ins, stone fireplace & 4 panel sliding doors to the 35' covered deck. A chef's kitchen boasts abundant cabinetry, stainless steel appliances with 6' refrigeration, gas cooktop & wall oven, large island & hidden pantry. Unwind in the spa-like owner's retreat with private access to the deck, dual vanities & steam shower with rain head. 2 additional ensuite bedrooms with walk-in closets, an office, mudroom, laundry & half bath complete this level. The lower level is perfect for entertaining with a 2nd family room & wood-burning fireplace, wet bar, theatre room, 2 more bedrooms, storm shelter, ample storage & access to the stunning patio. Memories in the making await outside with a 20x44 heated saltwater pool with diving board, massive 48x80 pole barn ready for livestock & toys from an ATV to a boat, stocked 1-acre pond & 5-car attached garage. There are too many upgrades to list, but geothermal heating/cooling & a Kinetico whole-home water system are highlights. Don't miss this rare opportunity to own a true countryside haven, schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Winterset Elementary SchoolGrades PK-315.0 mi
5/10
6/10

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 3
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Wet Bar,Dining Area,Eat-in Kitchen,Fireplace,Window Treatments
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Vented,Wood Burning,Fireplace Screen
  • Fireplace: Yes
  • Finished area below ground: 2,400

Heating & Cooling

  • Heating features: Electric,Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 2,674
  • Total interior livable area: 2,674 sqft

Property

Details

  • Parcel number: 031011186023000
  • Zoning: Ag

Features

  • Stories: 1
  • Pool features: Heated,In Ground
  • Patio & porch: Covered,Deck,Open,Patio
  • Exterior features: Deck,Fire Pit,Sprinkler/Irrigation,Patio

Lot

  • Lot size: 12.14 Acres
  • Features: Rectangular Lot,Pond on Lot

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$834$10,008
Property Taxes $2,099$25,188
Electricity $199$2,393
Total$13,750$165,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$471,428/yr
40% on housing$412,500/yr
45% on housing$366,666/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$785This listing

vs Other Active Listings

Avg $/sqft

ZIP 50061$304
Madison County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 50061$267
Madison County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$2,100,000
2026-06-02Price change$2,200,000
2026-05-15Listed for sale$2,300,000
2024-07-10Listing removed--
2024-04-12Price change$2,400,000
2024-01-12Listed for sale$2,500,000

For Sale by Agent

AgentAndrew DePhillips
BrokerageRE/MAX Concepts

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