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553 Morgan Branch Rd, Marshall, NC, 28753

2beds
3baths
2,034sqft
$500,000
$246price/sqft
$3,104/moest. monthly cost
$124,160/yrincome needed

About This Home

Welcome home to this inviting ranch nestled in the countryside, where breathtaking mountain views, open pasture, and exceptional privacy create the perfect rural retreat. Whether you’re enjoying your morning coffee while taking in the scenery or spending evenings surrounded by peaceful nature, this property offers the lifestyle you’ve been dreaming of. Inside, you’ll find warm hardwood flooring throughout the main living areas, adding timeless character and comfort. The thoughtfully designed floor plan features two spacious bedrooms and two full baths, providing easy one-level living. The full basement expands the home’s possibilities with a versatile bonus room that’s ideal for a home office, recreation room, guest space, or hobby area. There is also a bath in the basement and a woodstove. A dedicated unfinished area could be finished off for additional living space or used as a workshop as it offers plenty of room for woodworking, projects, storage, or equipment. If you’ve been searching for a private country property with beautiful views, functional living space, and room to enjoy the outdoors, this ranch home is ready to welcome you home. Escape to the peace and quiet of country living in this charming ranch home nestled on a full basement with beautiful mountain views, open pasture, and the privacy you’ve been searching for. Surrounded by nature, this inviting property offers the perfect blend of comfort, functionality, and scenic beauty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Madison Middle SchoolGrades 6-86.3 mi
4/10
Madison High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Mud Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Kitchen Island,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Tile,Wood
  • Finished area below ground: 611
  • Finished area above ground: 1,423

Heating & Cooling

  • Heating features: Forced Air,Propane,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,423
  • Total interior livable area: 2,034 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 9738.216899
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch
  • Fencing: Fenced,Barbed Wire,Partial

Lot

  • Lot size: 4.20 Acres
  • Features: Pasture,Private,Sloped,Steep Slope,Wooded,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Shared Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$176$2,112
Property Taxes $200$2,400
Electricity $200$2,405
Total$3,104$37,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,422/yr
40% on housing$93,120/yr
45% on housing$82,773/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 28753$261
Madison County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 28753$294
Madison County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$500,000
2026-07-10Listed for sale$525,000
2026-05-27Sold$4,250

For Sale by Agent

AgentDiane Simmons
BrokerageEXP Realty LLC

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