5595 Banner Blvd, Cumming, GA, 30028
About This Home
Luxury meets affordability in north Cumming/Forsyth County! Sellers have meticulously maintained, loved, and cared for this home during their ownership! Crisp and clean Craftsman-style exterior has welcoming, covered front porch to greet your guests. This lovely home boasts 4BR, 2.5BA, oversized Primary bedroom with sitting area, island kitchen, large formal dining room, open floorplan, and covered back patio for enjoying the private, fenced, back yard with in-ground fire pit! Freshly painted throughout and this home is spotless and move-in ready! . This immaculate home is located in desirable Villages of Settingdown Creek, a delightful swim/tennis community, with easy access to GA400 and shopping! Award-winning school district! What more do you need? Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2015
Materials
- Foundation: Brick/Mortar
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,ENERGY STAR Qualified Appliances,Gas Oven,Gas Range,Microwave,Refrigerator,Washer
- Laundry features: Upper Level
Basement
- Basement: None
Bedroom
- Features: In-Law Floorplan, Oversized Master, Split Bedroom Plan
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Open Concept, Separate Dining Room
Features
- Beamed Ceilings,Crown Molding,Entrance Foyer 2 Story,High Ceilings,High Speed Internet,Smart Home,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Hardwood
- Number of fireplaces: 1
- Fireplace features: Blower Fan
- Fireplace: Yes
- Attic: Pull Down Stairs
- Finished area above ground: 2,456
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,ENERGY STAR Qualified Equipment
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,456
- Total interior livable area: 2,456 sqft
Kitchen
- Features: Breakfast Room, Kitchen Island, Pantry Walk-In, Solid Surface Counters, Stone Counters, View to Family Room
Master Bathroom
- Features: Double Shower, Double Vanity, Separate Tub/Shower
Master Bedroom
- Features: In-Law Floorplan, Oversized Master, Split Bedroom Plan
- Level: In-Law Floorplan, Oversized Master, Split Bedroom Plan
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 215 103
- Other equipment: None
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Enclosed
- Exterior features: Courtyard,Garden,Gas Grill
- Spa features: None
- Fencing: Back Yard,Fenced
- Has view: Yes
- View description: City
- Waterfront features: None
- Waterbody name: None
Lot
- Lot size: 9,583 sqft
- Features: Back Yard
Parking
- Total spaces: 4
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $160 | $1,920 |
| Property Taxes | $957 | $11,484 |
| Electricity | $238 | $2,863 |
| Total | $3,756 | $45,072 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $490,000 |
| 2026-05-02 | Price change | $494,999 |
| 2026-04-21 | Price change | $499,999 |
| 2026-03-28 | Listed for sale | $510,000 |
| 2023-04-07 | Listing removed | -- |
| 2023-04-05 | Listed for rent | $2,550 |
| 2023-03-31 | Sold | $452,000 |
| 2023-02-17 | Pending sale | $449,900 |
| 2023-02-15 | Listed for sale | $449,900 |
| 2019-07-26 | Sold | $290,000 |
| 2019-06-29 | Pending sale | $295,000 |
| 2019-06-28 | Listed for sale | $295,000 |
| 2016-02-26 | Sold | $235,455 |
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