See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

285 Jaida Ln, Oakboro, NC, 28129

4beds
2baths
1,795sqft
$435,000
$242price/sqft
$2,883/moest. monthly cost
$115,320/yrincome needed

About This Home

Immaculate 4-bedroom, 2-bath home in the heart of Oakboro showcasing quality craftsmanship and thoughtful design throughout. This beautifully maintained home features an inviting open-concept layout with a stunning kitchen complete with granite countertops, custom cabinetry, stainless steel appliances, and a spacious island perfect for entertaining. The living and dining areas flow seamlessly, highlighted by warm flooring, elegant lighting, and abundant natural light. The exterior offers excellent curb appeal with a stone-accented façade, covered front entry, and well-maintained landscaping. Enjoy outdoor living on the covered back patio—ideal for relaxing or hosting gatherings. This move-in ready home reflects true pride of ownership and offers both comfort and style in a convenient location.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
6/10
5/10
South Stanly High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave
  • Laundry features: Mud Room

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 4

Dining Room

  • Level: Main

Features

  • Flooring: Tile,Wood
  • Fireplace features: Living Room,Propane
  • Finished area below ground: 0
  • Finished area above ground: 1,795

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,795
  • Total interior livable area: 1,795 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 650404612472
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: In-Ground Irrigation

Lot

  • Lot size: 0.37 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Stanly County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$137$1,644
Property Taxes $347$4,164
Electricity $200$2,405
Total$2,883$34,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,845/yr
40% on housing$86,490/yr
45% on housing$76,880/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 28129$152
Stanly County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 28129$213
Stanly County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$459,900
2024-05-06Sold$418,000
2020-02-03Sold$300,000
2018-09-06Sold$30,000

For Sale by Agent

AgentIsabel Ledezma
BrokerageMonarch Group Realty

Similar Homes