102 East Shore Drive, Saint Albans, VT, 05478
About This Home
This affordable new construction home in St. Albans Town is ready for its first homeowner. Featuring lake views from the property and lake access just a short walk away, this thoughtfully designed 2-bedroom, 1-bath home offers an excellent opportunity to enjoy life near Lake Champlain. The open-concept floor plan maximizes space for comfortable, functional living, while energy-efficient features include spray-foam insulation and a modern heat pump system. An attached garage with built-in storage and an established, landscaped yard complete the package. A great value for new construction near Lake Champlain.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2023
Materials
- Foundation: Poured Concrete
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Ranch
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Concrete Floor,Crawl Space,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s)
- Flooring: Vinyl Plank
- Finished area below ground: 0
- Finished area above ground: 912
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Other,Mini Split
Interior Area
- Total structure area: 912
- Total interior livable area: 912 sqft
Property
Accessibility
- Accessibility features: 1st Floor Full Bathroom,1st Floor Hrd Surfce Flr,1st Floor Laundry
Details
- Parcel number: 55217411296
- Zoning description: Lakeshore District
Features
- Levels: One
- Stories: 1
- Exterior features: Deck
- Waterfront features: Lake Access
- Waterbody name: Lake Champlain
- Frontage length: Road frontage: 99
Lot
- Lot size: 8,712 sqft
- Features: Open Lot,Neighborhood
Parking
- Total spaces: 1
- Parking features: Paved,Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance | $99 | $1,188 |
| Property Taxes | $408 | $4,896 |
| Electricity | $254 | $3,053 |
| Total | $2,530 | $30,360 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-08 | Listed for sale | $375,000 |
| 2025-12-13 | Listing removed | $2,300 |
| 2025-10-02 | Listing removed | $375,000 |
| 2025-09-30 | Listed for rent | $2,300 |
| 2025-08-25 | Price change | $375,000 |
| 2025-08-08 | Price change | $399,000 |
| 2025-07-15 | Listed for sale | $455,000 |
| 2025-02-12 | Listing removed | $385,000 |
| 2024-08-27 | Price change | $385,000 |
| 2024-07-17 | Price change | $399,000 |
| 2024-06-13 | Price change | $459,000 |
| 2024-05-28 | Listed for sale | $479,000 |
| 2023-04-26 | Sold | $92,500 |
| 2020-08-07 | Sold | $82,500 |
| 2004-06-25 | Sold | $89,650 |
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