55 Over Lake Court, Saint Albans, VT, 05478
About This Home
Tucked at the end of the only cul-de-sac within one of the most sought-after neighborhoods in Franklin County is this well appointed home. The beautiful landscaping and elevated home site are sure to impress as you approach, and the spacious interior, finished basement, and fully fenced back yard continue to delight. A large mudroom complete with powder room welcomes you in from the garage and leads to open concept living area with a well appointed kitchen and hardwood floors throughout. Its hard to ignore the natural sunlight that floods the house and especially the south facing vaulted sunroom with radiant heat providing a bright and cozy space year round. Large bedrooms complete the 2nd floor with a spacious primary suite offering mountain views and an oversized bathroom and closet. The basement also offers a bedroom suite, complete with 3/4 bath and plenty of closet space. Outside you'll find a new shed and a fence fully enclosing the back yard! From summers spent on the deck, to gathering around the fireplace in the fall, there is so much to look forward to with this home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Poured Concrete
- Roof: Architectural Shingle
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Finished,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 778
- Finished area above ground: 2,344
Heating & Cooling
- Heating features: Natural Gas,Baseboard,Radiant Floor
- Cooling features: None
Interior Area
- Total structure area: 3,936
- Total interior livable area: 3,122 sqft
Property
Details
- Parcel number: 55217413937
- Zoning description: res
Features
- Levels: Two
- Stories: 2
- Exterior features: Deck,Shed
- Fencing: Full
- Has view: Yes
- View description: Mountain(s)
- Frontage length: Road frontage: 95
Lot
- Lot size: 0.43 Acres
- Features: Landscaped,Sidewalks,Subdivided,Neighborhood
Parking
- Total spaces: 2
- Parking features: Paved,Off Street,Covered
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Ice Storm
- Strong Wind
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,180 | $38,160 |
| Home Insurance | $178 | $2,136 |
| Property Taxes | $733 | $8,796 |
| Electricity | $397 | $4,765 |
| Total | $4,488 | $53,856 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $629,000 |
| 2025-08-15 | Sold | $600,000 |
| 2025-07-31 | Contingent | $635,000 |
| 2025-07-30 | Price change | $635,000 |
| 2025-07-08 | Listed for sale | $650,000 |
| 2025-06-28 | Listing removed | $650,000 |
| 2025-06-25 | Listed for sale | $650,000 |
| 2025-06-18 | Listing removed | $650,000 |
| 2025-05-01 | Price change | $650,000 |
| 2025-03-10 | Listed for sale | $675,000 |
| 2017-10-11 | Sold | $349,900 |
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