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121 Summer Winds Drive, Savannah, GA, 31410

4beds
2baths
2,494sqft
$630,000
$253price/sqft
$4,949/moest. monthly cost
$197,960/yrincome needed

About This Home

Welcome home to this beautifully maintained 4-bedroom, 2-bath residence perfectly situated on a spacious corner lot in the desirable Mercer Place community on Whitemarsh Island. The inviting main living area offers an open layout with a cozy fireplace, custom built-in bookcases, and plenty of natural light. The fully equipped kitchen features stainless steel appliances, a large island, and ample cabinetry, ideal for both everyday living and entertaining. The private primary suite provides a peaceful retreat with a luxurious ensuite bath complete with dual vanities, a soaking tub, and a separate walk-in shower. Three additional bedrooms and a shared bath offer comfort and flexibility for family or guests. Enjoy year-round relaxation in the enclosed sunroom or unwind on the covered back porch overlooking the fully fenced backyard. With mature landscaping and a prime island location just minutes to downtown Savannah and Tybee beaches, this home combines charm, comfort, and convenience!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
7/10
Coastal Middle SchoolGrades 6-80.1 mi
7/10
Island's High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Raised,Slab
  • Roof: Asphalt,Vented
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Self Cleaning Oven
  • Laundry features: In Kitchen,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Breakfast Area,Tray Ceiling(s),Double Vanity,High Ceilings,Jetted Tub,Kitchen Island,Main Level Primary,Pantry,Pull Down Attic Stairs,Recessed Lighting,Separate Shower,Fireplace
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,494 sqft

Property

Details

  • Parcel number: 1014002064
  • Zoning description: Single Family
  • Special condition: Standard

Features

  • Patio & porch: Porch,Deck,Front Porch,Screened
  • Exterior features: Deck

Lot

  • Lot size: 0.39 Acres
  • Features: Interior Lot,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$444$5,328
Property Taxes $1,078$12,936
Electricity $242$2,907
Total$4,949$59,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,680/yr
40% on housing$148,470/yr
45% on housing$131,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 31410$236
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31410$248
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-10Listed for sale$630,000
2015-12-04Sold$316,500

For Sale by Agent

AgentKristin Brown, Keller Williams Coastal Area P
BrokerageKeller Williams Coastal Area P

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