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409 E Jones Street, Savannah, GA, 31401

2beds
3baths
1,052sqft
$875,000
$832price/sqft
$5,706/moest. monthly cost
$228,240/yrincome needed

About This Home

Back on the market at no fault of the seller - Seated on picturesque famed Jones street. This 2 story 2 bedroom 1 1/2 bath townhouse and carriage house is being sold furnished. The open airy living space with twin fireplaces, heart pine floors throughout, beautiful natural light, built in bookcases and dramatic open staircase make this space so special. The sunlight filled kitchen with center island leads into a beautiful garden. A custom designed suite addition off of second level done by well known contractor, David Bloomquist, features built in bookcases and floor to ceiling custom closets, sleeper sofa and wingback chair all banked by a wall of windows. The income producing 2 story carriage house features a fireplace, cozy kitchen and a spiral staircase leading to the second level. Ideally located between both Troupe and Whitfield squares is within easy walking distance of downtown Savannah fine dining, shopping and activities as well as Forsyth Park and just down the street from Kroger.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
87
BikeVery Bikeable

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Slab
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,052 sqft

Property

Details

  • Parcel number: 2003211022
  • Attached to another structure: Yes
  • Zoning: RIPA
  • Special condition: Standard

Lot

  • Lot size: 1,393 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Earthquake
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$473$5,676
Property Taxes $590$7,080
Electricity $219$2,637
Total$5,706$68,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,634/yr
40% on housing$171,180/yr
45% on housing$152,160/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
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Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$832This listing

vs Other Active Listings

Avg $/sqft

ZIP 31401$368
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31401$321
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-03Listed for sale$875,000
2026-01-26Pending sale$875,000
2025-09-03Price change$875,000
2025-05-09Price change$995,000
2025-04-08Price change$1,025,000
2025-03-31Listed for sale$1,200,000
2025-03-04Listing removed$2,895
2022-09-07Listed for rent$2,895
2022-08-18Listing removed--
2022-07-19Listed for rent$1,595
2022-03-05Listing removed--
2021-11-30Listed for rent$2,495
2021-04-23Listing removed--
2021-03-27Listed for rent$1,875
2021-03-13Listing removed--
2021-02-13Listed for rent$1,095

For Sale by Agent

AgentPatricia T. Bishop
BrokerageSeabolt Real Estate

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