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28 E Taylor Street, Savannah, GA, 31401

5beds
5baths
4,970sqft
$2,250,000
$453price/sqft
$14,594/moest. monthly cost
$583,760/yrincome needed

About This Home

Welcome to The Southern Belle at 28 E Taylor Street, a rare opportunity to own a fully licensed 5-unit STVR in the heart of Savannah’s Historic District. Built in 1842, this beautifully updated property combines timeless architecture with modern amenities, offering guests the charm of history with today’s comforts. Each unit is thoughtfully designed and well-appointed, ensuring a memorable stay that keeps visitors returning year after year. A shared courtyard provides a private retreat, perfect for relaxing after exploring Savannah’s cobblestone streets, iconic squares, restaurants, and shops just steps away. Professionally managed with an established rental history, this turnkey property is being sold fully furnished, making it an ideal investment opportunity. Whether you’re seeking a lucrative income-producing asset or a signature piece of Savannah’s history, The Southern Belle delivers an unbeatable combination of location, elegance, and proven success.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
91
BikeBiker's Paradise

Construction

Condition

  • Year built: 1852

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Fireplace
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Window Unit
  • Cooling features: Central Air,Electric,Heat Pump,Window Unit(s)

Interior Area

  • Total interior livable area: 4,970 sqft

Property

Details

  • Parcel number: 2003215011
  • Attached to another structure: Yes
  • Zoning: RIPA
  • Special condition: Standard

Features

  • Patio & porch: Covered,Patio,Balcony
  • Exterior features: Balcony,Courtyard
  • Has view: Yes
  • View description: Panoramic

Lot

  • Lot size: 2,395 sqft
  • Features: Alley,City Lot,Historic District

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Earthquake
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$1,217$14,604
Property Taxes $1,518$18,216
Electricity $482$5,794
Total$14,594$175,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$500,365/yr
40% on housing$437,820/yr
45% on housing$389,173/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 31401$367
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31401$321
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-10-28Listed for sale$2,250,000
2004-06-18Sold$470,000

For Sale by Agent

AgentRuth G. Seese
BrokerageSeabolt Real Estate

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