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21641 Duck Lake Dr, Menahga, MN, 56464

3beds
3baths
1,860sqft
$439,900
$237price/sqft
$2,905/moest. monthly cost
$116,200/yrincome needed

About This Home

Shell River treasure offers 270’ of clear, gently flowing frontage with exceptional privacy and views. This picture-perfect home on 2.6 acres features an open living plan with 3 bedrooms and 3 baths. Meticulously maintained, the 1,860 sq. ft. residence which includes in-floor heating throughout the entire home, master suite featuring a walk-in closet and a spacious private bathroom with a jacuzzi tub and ceramic tile shower, open kitchen and living area with custom cabinets, a large island, ample storage, large mudroom and dedicated laundry area. Additional property highlights include an attached 30x40 heated garage with a utility room and half bath—perfect for hobbies and vehicle storage, RV septic hookup and a large patio area for outdoor entertaining. Property borders State Land, which ensures lasting privacy and natural beauty. This is a wonderful opportunity to own a beautiful river setting ideal for swimming, fishing, bonfires, access to miles of recreational trails and relaxing to the river’s flow. Call today for your personal tour.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

5/10
Menahga Elementary SchoolGrades PK-69.1 mi
7/10
Menahga High SchoolGrades 7-129.1 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 205.375
  • Dimensions: 13'3 x 15'6

Bedroom2

  • Level: Main
  • Area: 148.4167
  • Dimensions: 13 x 11'5

Bedroom3

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,860

Heating & Cooling

  • Heating features: Fireplace(s),In-Floor Heating,Zoned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,860
  • Total interior livable area: 1,860 sqft

Kitchen

  • Level: Main
  • Area: 393.125
  • Dimensions: 15'5 x 25'6

Laundry

  • Level: Main
  • Area: 90.5139
  • Dimensions: 8'2 x 11'1

Living Room

  • Level: Main
  • Area: 302.9931
  • Dimensions: 13'5 x 22'7

Property

Accessibility

  • Accessibility features: Doors 36"+,Customized Wheelchair Accessible,Hallways 42"+,Door Lever Handles,No Stairs External

Details

  • Parcel number: 120011030
  • Zoning description: Shoreline,Residential-Single Family
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 1860

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: River,South
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: Dock,River Front,River View,Waterfront Elevation(10-15),Lake Bottom(Sand)
  • Frontage length: Water Frontage: 266

Lot

  • Lot size: 3.20 Acres
  • Features: Accessible Shoreline,Property Adjoins Public Land,Tree Coverage - Medium
  • Lot size dimensions: 266 x 586 x 264 x 416

Parking

  • Total spaces: 2
  • Parking features: Attached,Gravel,Concrete,Electric,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Drought
Hail
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Wadena County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$200$2,400
Property Taxes $311$3,732
Electricity $170$2,050
Total$2,905$34,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,600/yr
40% on housing$87,150/yr
45% on housing$77,466/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 56464$142
Wadena County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 56464
Wadena County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$439,900
2026-06-16Listed for sale$439,900

For Sale by Agent

AgentCandace Gulsvig
BrokerageAffinity Real Estate Inc.

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