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N8784 BERNYCE LANE, Willard, WI, 54493

1beds
0baths
384sqft
$99,900
$260price/sqft
$839/moest. monthly cost
$33,560/yrincome needed

About This Home

Cozy 16?x24? cottage in the heart of recreation country! Situated on a spacious and level 1.02-acre lot with mature privacy trees, this property is the perfect weekend escape, hunting camp, or future build site. Great location to build your dream cabin or host multiple RVs for family and friends. Conveniently located within walking distance to the beach, boat landing, and local bar & grill. ATV and UTV/SXS trails are nearby and easily accessible for endless outdoor adventure. Thousands of acres of public hunting land are located nearby, making this an ideal spot for hunters and outdoor enthusiasts alike. Electric service is already connected to the cabin. Property currently does not have a well or septic system installed. A little patch of freedom where coolers roll in, campfires crackle late, and the lake life begins!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Osseo Elementary SchoolGrades PK-520.9 mi
4/10
Osseo Middle SchoolGrades 6-821.1 mi
5/10
Osseo-Fairchild High SchoolGrades 9-1221.1 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven

Basement

  • Basement: None / Slab,None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 384

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Kitchen

  • Area: 120

Living Room

  • Area: 105

Master Bedroom

  • Level: Main
  • Area: 120

Property

Details

  • Parcel number: 012.0141.002
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Living area range: 750 or less

Lot

  • Lot size: 1.02 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$64$768
Property Taxes $99$1,188
Electricity $171$2,054
Total$839$10,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,765/yr
40% on housing$25,170/yr
45% on housing$22,373/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 54493$179
Clark County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 54493
Clark County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-06Price change$99,900
2026-05-26Listed for sale$119,900

For Sale by Agent

AgentJACOB ORMOND
BrokerageNEXTHOME PARTNERS NEILLSVILLE

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