2108 4th St, Platte City, MO, 64079
About This Home
This beautiful custom-built home offers breathtaking views and a thoughtful layout designed for comfort and style. The main level features a welcoming tile entry that leads into a spacious kitchen with new tile flooring, custom cabinetry, and a center island. A breakfast room or office space adjoins the kitchen, and the formal dining room showcases newer flooring and newer paint throughout. The expansive great room boasts soaring ceilings and a dramatic brick fireplace that extends all the way to the ceiling. Also on the main level are two bedrooms and a full bath, along with a convenient laundry and mud room that connects to the attached two-car garage. Step out onto the large deck to relax or entertain while enjoying the incredible view. Upstairs, an open loft overlooks the great room, creating an airy and inviting atmosphere. The primary suite features private access to a small deck, a spacious master bath, and a walk-in closet. A fourth bedroom with its own full bath makes a perfect guest or family suite. The lower level remains unfinished, offering endless possibilities for future customization and includes a fireplace for added warmth and charm.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s),Kitchen Island,Stained Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: Storm Door(s)
- Flooring: Carpet,Tile
- Number of fireplaces: 2
- Fireplace features: Basement,Great Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,270
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Electric
Interior Area
- Total structure area: 2,270
- Total interior livable area: 2,270 sqft
Property
Details
- Parcel number: 161.001000000010.000
Features
- Patio & porch: Deck
- Exterior features: Balcony
Lot
- Lot size: 0.38 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $240 | $2,880 |
| Property Taxes | $333 | $3,996 |
| Electricity | $173 | $2,080 |
| Total | $2,692 | $32,304 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $415,000 |
| 2026-03-06 | Listed for sale | $425,000 |
| 2025-12-02 | Listing removed | $420,000 |
| 2025-11-04 | Listed for sale | $420,000 |
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