See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

432 Stagecoach Dr, Sagle, ID, 83860

5beds
4baths
3,043sqft
$2,450,000
$805price/sqft
$13,755/moest. monthly cost
$550,200/yrincome needed

About This Home

Set on nearly nine private acres in The Ranch at Riverbend, this thoughtfully designed contemporary residence offers a rare blend of privacy, natural beauty, and access to the Pend Oreille River. Surrounded by expansive mountain and territorial views, the property captures stunning light throughout the day and provides a peaceful North Idaho setting just minutes from Sandpoint. Built in 2019, the primary home offers 2,144 square feet of refined single-level living with clean architectural lines, expansive windows, and seamless indoor-outdoor flow designed for both everyday comfort and effortless entertaining. An incredible garden area features multiple raised beds for growing vegetables, flowers, and herbs, creating a productive and picturesque landscape. Outdoor living is equally inviting, with a dedicated entertaining space complete with a fire pit. Two peaceful ponds add charm and natural habitat to the property, while open pasture areas provide flexibility for animals, recreation, or simply enjoying the wide-open space. A separate 899 square foot guest residence (ADU) features two bedrooms and one bath, providing an ideal space for guests, extended family, or potential rental income. The grounds are equally impressive, with beautifully established gardens, open lawn areas, and a fully fenced perimeter that enhances privacy and usability. A spacious 1,769 square foot shop/garage offers abundant room for vehicles, storage, or hobbies. As part of this exceptional offering, the property includes two deeded boat slips located just minutes away on the Pend Oreille River, providing convenient access to boating, fishing, and year-round recreation. Combining acreage, modern design, guest accommodations, and coveted river access, this is a rare opportunity to experience the best of North Idaho living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
5/10
Sandpoint High SchoolGrades 7-129.6 mi
7/10
Sandpoint Middle SchoolGrades 7-89.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame,Masonite,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range/Oven,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level,Storage & Shelving

Basement

  • Basement: Slab

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Insulated,Pantry,Storage,Vaulted Ceiling(s)
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,043

Heating

  • Heating features: Radiant,Electric,Propane,Wood

Interior Area

  • Total structure area: 3,043
  • Total interior livable area: 3,043 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Handicap Accessible

Details

  • Parcel number: RP061100020020A
  • Zoning description: Rural
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Patio,Patio
  • Exterior features: Fire Pit
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Panoramic
  • Waterfront features: Lake,Secondary Waterfront,Water Access Location(Main),Water Access,Water Navigation(Docks)
  • Waterbody name: Lake Pend Oreille

Lot

  • Lot size: 8.72 Acres
  • Features: 15 or more Miles to City/Town,1 or more miles to County Road,Landscaped,Level,Pasture,Southern Exposure

Parking

  • Total spaces: 3
  • Parking features: 3+ Car Detached,Double Doors,Electricity,High Clear. Door,Insulated,Separate Exit,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Avalanche
Cold Wave
Ice Storm

FEMA Declared Disasters in Bonner County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance $666$7,992
Property Taxes $515$6,180
Electricity $186$2,232
Total$13,755$165,060

Income You'd Need if You Spent...

35% on housing$471,600/yr
40% on housing$412,650/yr
45% on housing$366,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$805This listing

vs Other Active Listings

Avg $/sqft

ZIP 83860$341
Bonner County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 83860$351
Bonner County$344

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$2,450,000
2025-10-01Listing removed$2,800,000
2025-04-26Listed for sale$2,800,000
2025-04-12Listing removed$2,800,000
2025-02-15Listed for sale$2,800,000
2024-09-23Listing removed$2,800,000
2024-08-30Listed for sale$2,800,000
2023-10-30Listing removed--
2023-07-29Listed for sale$2,499,900
2022-10-07Listing removed--
2022-09-06Listed for rent$2,250

For Sale by Agent

AgentPaul Reizen
BrokeragePUREWEST REAL ESTATE

Similar Homes