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1787 Branson Ct, Lathrop, CA, 95330

5beds
5baths
2,977sqft
$999,000
$336price/sqft
$6,525/moest. monthly cost
$261,000/yrincome needed

About This Home

Welcome to an innovative living style in this Stunning home with 5 bedrooms and 4.5 bathrooms.The beauty begins with custom flooring throughout most of the house. The downstairs Kitchen features lots of cabinets, granite counters, a large island, gas stove, and pantry, and flows into the dining room and living room. Downstairs is a large master bedroom with a walk-in closet, dual sink vanity/storage, shower, and a large soaking tub. There are 2 additional bedrooms, with 1-1/2 baths, a laundry room with cabinets, and another dual sink vanity/storage, and linen closet. Downstairs also features a separate in-law unit with its own entrance, bedroom, full bathroom, small walk-in closet, kitchenette, and living area. Upstairs you will find an oversized bedroom, 1 full bathroom, and a large loft. The backyard features a California room with recessed lighting, fireplace. The showpiece of the backyard is the Spool (spa/pool) gas heated, has a waterfall, 6 spa jets, and in-ground colors lighting. Great for backyard enjoyment all year long!. This property has OWNED Solar Panels. $150,000.00 in upgrades. Nestled in the Summer Homes area of River Islands Community, it has: 3-Elementary Schools, 1-high School, 10+ miles of walking trails, children parks, Lakes, Boathouse Rest. & Sports Areas

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Banta ElementaryGrades K-83.7 mi
6/10
River Islands HighGrades 9-120.5 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2018

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Tankless Water Heater
  • Laundry features: Hookups Only,Laundry Room,Cabinets,Sink,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Features

  • Storage
  • Flooring: Laminate,Tile,Carpet
  • Number of fireplaces: 2
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,977
  • Total interior livable area: 2,977 sqft

Kitchen

  • Features: Stone Counters,Dishwasher,Gas Range/Cooktop

Property

Details

  • Parcel number: 21025033
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Electric Heat,In Ground,On Lot,Pool/Spa Combo,Outdoor Pool
  • Patio & porch: Covered
  • Exterior features: Storage
  • Has spa: Yes

Lot

  • Lot size: 6,664 sqft
  • Features: Corner Lot,Back Yard,Front Yard,Pool Site,See Remarks,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$179$2,148
Property Taxes $657$7,884
Electricity $638$7,660
Total$6,525$78,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,714/yr
40% on housing$195,750/yr
45% on housing$174,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 95330$286
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95330$305
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-19Listed for sale$1,049,950
2026-01-13Listing removed$1,099,000
2025-12-06Price change$1,099,000
2025-09-24Listed for sale$1,129,700

For Sale by Agent

AgentMaria Bolte
BrokerageReal Estate Center

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