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265 Gateside W, Westcliffe, CO, 81252

1beds
1baths
1,360sqft
$485,000
$357price/sqft
$3,024/moest. monthly cost
$120,960/yrincome needed

About This Home

This rare 41.57-acre parcel in Cobble Crossing is the last vacant lot in the subdivision-just 3.5 miles west of Westcliffe with no HOA restrictions. The property features a one-bedroom home with a full bath, open kitchen, laundry room, and spacious main bedroom-ideal as a permanent residence, guesthouse, or retreat while you build. Enjoy stunning 360° views of the Sangre de Cristo Mountains, Pikes Peak, and the town of Westcliffe. The land is mostly fenced, with a southeast opening and power at the corner. Multiple level building sites, usable pasture, and wide-open space make it perfect for livestock, recreation, or peaceful living. Close to National Forest access, 266,000 acres of wilderness, and a nearby ranch that hosts a nationally recognized Cutting Horse Futurity. A truly unique property for those seeking privacy, space, and beauty.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
4/10
Custer Middle SchoolGrades 6-83.9 mi
6/10
Custer County High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2024

Materials

  • Construction materials: Alum/Vinyl/Steel,Concrete,Metal Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: None

Interior Area

  • Total structure area: 1,360
  • Total interior livable area: 1,360 sqft

Property

Details

  • Parcel number: 0010102609

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: 360 Degree,Mountain(s)

Lot

  • Lot size: 41.57 Acres

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Hail
Wildfire
Winter Weather
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$245$2,940
Property Taxes $141$1,692
Electricity $186$2,232
Total$3,024$36,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,680/yr
40% on housing$90,720/yr
45% on housing$80,640/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 15.4%
15.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 81252$221
Custer County$219

vs Homes Sold Last Month

Median $/sqft

ZIP 81252
Custer County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$485,000
2025-12-15Listing removed$540,000
2025-10-02Listed for sale$540,000
2023-05-26Sold$230,000
2023-04-17Listed for sale$233,000
2023-03-30Pending sale$233,000
2023-02-08Listed for sale$233,000
2017-08-25Sold$145,000

For Sale by Agent

AgentMichelle Higgins
BrokerageHomesmart Preferred Realty

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