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2957 Biplane St, Fort Collins, CO, 80524

4beds
3baths
2,388sqft
$685,000
$287price/sqft
$4,247/moest. monthly cost
$169,880/yrincome needed

About This Home

Builder-grade? Not here. This stunning ranch-style home in the highly sought-after, metro-tax-free Mosaic community is loaded with thoughtful, high-end upgrades from top to bottom. Lighting, faucets, fixtures - even the porcelain thrones - have been elevated to create a polished, designer feel throughout.Perfectly located less than 10 minutes from Old Town and just 5 minutes to I-25, Mosaic residents enjoy miles of scenic walking trails, expansive green spaces, two community pools, and an exciting new park coming soon.Inside, no detail has been overlooked. The open-concept main living area is anchored by a striking gas fireplace, creating warmth and style in the heart of the home. The kitchen is a true standout, featuring quartz countertops, soft-close cabinetry, upgraded appliances, and an enormous pantry that keeps everything beautifully organized. Hunter Douglas Luminescent top-down/bottom-up blinds add both function and elegance.The main-floor primary suite offers a custom built-in closet and a luxurious ensuite bath complete with a linen closet. With two bedrooms, two bathrooms, and laundry all on the main level, this home offers true single-level living convenience. Downstairs, you'll find a spacious secondary living room, two additional bedrooms, a full bathroom, and unfinished space with expansive crawlspace storage. Step outside to your own low-maintenance retreat. Three distinct seating areas, built in planter box, a pergola with removable cover, and a gorgeous gas fire pit create the perfect setting for entertaining or relaxing. The thoughtfully landscaped yard includes a peach tree, weeping cherry, pines, and raspberry bushes - a private outdoor oasis.Carefully curated and impeccably maintained, this home truly shows like a model. Come experience it for yourself.

Getting Around

2
WalkingCar-Dependent
19
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

5/10
Laurel Elementary SchoolGrades PK-52.5 mi
5/10
Lincoln Middle SchoolGrades 6-84.5 mi
8/10
Fort Collins High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Hartford Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished,Crawl Space,Radon Unknown

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedroom3

  • Level: Basement
  • Area: 143
  • Dimensions: 13 x 11

Bedroom4

  • Level: Basement
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 8 x 15

Family Room

  • Level: Basement
  • Area: 350
  • Dimensions: 25 x 14

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry,Kitchen Island
  • Window features: Window Coverings
  • Fireplace features: Circulating,Gas
  • Fireplace: Yes
  • Finished area below ground: 847
  • Finished area above ground: 1,541

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,388
  • Total interior livable area: 2,388 sqft

Kitchen

  • Level: Main
  • Area: 162
  • Dimensions: 18 x 9

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 9 x 7

Living Room

  • Level: Main
  • Area: 195
  • Dimensions: 13 x 15

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Main
  • Area: 182
  • Dimensions: 13 x 14

Property

Accessibility

  • Accessibility features: Level Lot,Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R1662406
  • Zoning: res
  • Special condition: Private Owner
  • Exclusions: washer/dryer negotiable,garage shelving,garage refrigerator,entry bedroom light

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced

Lot

  • Lot size: 4,975 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$302$3,624
Property Taxes $296$3,552
Electricity $186$2,232
Total$4,247$50,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,611/yr
40% on housing$127,410/yr
45% on housing$113,253/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$233
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$685,000
2026-03-26Price change$699,900
2026-02-27Listed for sale$700,000
2023-03-29Sold$622,275
2023-03-14Pending sale$642,275
2023-03-04Price change$642,275
2022-12-20Listed for sale$647,275

For Sale by Agent

AgentJulia Udick
BrokerageeXp Realty - Hub

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