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2403 Trio Falls Drive, Loveland, CO, 80538

4beds
4baths
2,711sqft
$545,900
$201price/sqft
$3,436/moest. monthly cost
$137,440/yrincome needed

About This Home

Welcome to this bright, clean, and picture-perfect end-unit townhome! With updates galore you are sure to be amazed with every turn as you discover all that this home has to offer. As you walk to the front door you pass through a fenced private yard with a custom patio that is perfect for entertaining. Step inside the front door and you will love the two-story great room with brick fireplace and custom hardwood flooring. The open concept flows through a dining space and into the kitchen with upgraded cabinetry, custom granite countertops, and stainless appliances. The main floor primary retreat is just steps away with a professionally designed closet system, and five-piece bath. Set up for main floor living, this unit offers a laundry room, attached two car garage, and powder bath all nearby. Upstairs is a loft so large it can be used as two spaces, put your office on one end and a reading nook on the other, or just make the whole area a fantastic play room! Last but not least, the basement living space offers enough room to be its own unit entirely. With ample storage, a large fourth bedroom, full bathroom, a bonus living room, and a second laundry room, your guests or teens will feel right at home. The neighborhood pool is being completely rebuilt and will be ready for you soon, miles of nearby trails await, and the community garden is calling your name! Steps from Boyd Lake State Park, and with fantastic front range views, this one will not last long!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
High Plains SchoolGrades PK-80.1 mi
7/10
Mountain View High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Concrete Perimeter
  • Roof: Tar/Gravel
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven,Range,Refrigerator
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Features: Primary Suite
  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bathroom

  • Level: Basement

Bedroom

  • Features: Primary Suite
  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Bedroom

  • Level: Upper
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom

  • Level: Basement
  • Area: 180
  • Dimensions: 12 x 15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Smoke Free
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 939
  • Finished area above ground: 1,772
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,711
  • Total interior livable area: 2,711 sqft

Property

Details

  • Parcel number: R1663163
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Seller's Personal Property,Metal Shelving In Basement And Garage,Washer And Dryer.

Features

  • Levels: Three Or More
  • Pool features: Outdoor Pool
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Full

Lot

  • Lot size: 2,570 sqft
  • Features: Open Space

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,760$33,120
Home Insurance *$236$2,832
Property Taxes $236$2,832
Electricity $204$2,455
Total$3,436$41,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,805/yr
40% on housing$103,080/yr
45% on housing$91,626/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$215
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$545,900
2026-04-17Price change$549,900
2026-02-26Listed for sale$553,900
2024-08-21Sold$550,000
2024-08-08Pending sale$550,000
2024-08-06Listed for sale$550,000
2021-08-16Sold$507,000
2021-07-08Pending sale$500,000
2021-06-26Listed for sale$500,000
2018-06-19Sold$452,660

For Sale by Agent

AgentJon Paul Matzke
BrokerageBlue Yeti Homes

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