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5526 N State Rd, Alma, MI, 48801

2beds
1baths
884sqft
$125,000
$141price/sqft
$1,037/moest. monthly cost
$41,480/yrincome needed

About This Home

Move-in ready 2-bed 1-bath. This home is just out of town on a little piece of land. Enjoy the best of both worlds. The home has private water and sewer, yet is still on a main road with natural gas. Just two hops and skip to town, and just a mile from the on-ramp to US 127, both North and South! The home has new windows, siding, shingles, a furnace, and a new water heater. New paint and floor coverings throughout. A good value at just $145,000! Get it before it's gone!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

2/10
6/10
7/10
St. Louis High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 102.111

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Drywall
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 884

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 884
  • Total interior livable area: 884 sqft

Kitchen

  • Level: Main
  • Area: 181.35

Living Room

  • Level: Main
  • Area: 254

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 95.95

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0400600900
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None

Lot

  • Lot size: 0.94 Acres
  • Features: Level,Metes and Bounds
  • Lot size dimensions: 104.6 x 260

Parking

  • Parking features: None,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Ice Storm

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$103$1,236
Property Taxes $114$1,368
Electricity $188$2,259
Total$1,037$12,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,554/yr
40% on housing$31,110/yr
45% on housing$27,653/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$102
Gratiot County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$135,000
2026-04-04Listed for sale$145,000
2025-10-27Sold$20,000

For Sale by Agent

AgentGaylon Koutz
BrokerageFIVE STAR REAL ESTATE - MT. PLEASANT

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