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459 Big Bay Blvd, Lumberton, MS, 39455

1beds
1baths
200sqft
$479,000
$2,395price/sqft
$3,100/moest. monthly cost
$124,000/yrincome needed

About This Home

Efficiency Boat House, Move-In-Ready for Summer! Looking for a boat house with sleeping area, level lot w/approved house plan, conveniently located close to the N entrance of Big Bay Lake? It has a Covered Outdoor Living Space, w/ Outdoor Kitchen, Fire Magic Grill, Bar/Dining area, over-sized Boat Slip and a Storage Room. THEN see the interior Living Space with a main room with bunk bed, custom ladder to sleeping loft, and a full Bath with vanity and walk-in shower. Of special note is the new automated boat lift (with 2023 Heyday H22 Wakesurf Boat), floating jet ski dock (with 2024 SeaDoo three-seater jet ski) and an Invisible Dog Fence system surrounding the properties perimeter. The storeroom includes a refrigerator/freezer, washer/dryer and outdoor speaker system with stereo. The lot has approx .28 ac and 249' concrete bulkhead/walkway. All interior and exterior furnishings, as well as jet ski and boat remain, so Enjoy Now while you BUILD your Retreat right on site!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
8/10
Purvis Middle SchoolGrades 6-810.5 mi
7/10
Purvis High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: See Remarks
  • Roof: Metal
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Electric

Features

  • High Ceilings,Cathedral Ceiling(s),Ceiling Fan(s)
  • Window features: Window Coverings

Interior Area

  • Total structure area: 200
  • Total interior livable area: 200 sqft

Property

Details

  • Parcel number: 14613001146

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community,Fenced,In Ground,Gunite
  • Patio & porch: Awning(s),Deck,Covered
  • Exterior features: Storage,Outdoor Kitchen
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Seawall,Waterfront

Lot

  • Features: Level,Subdivision
  • Lot size dimensions: 73.05 x 209.01 x 106.60 x 183.90

Parking

  • Parking features: None,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Strong Wind
Tornado
Wildfire
Winter Weather

FEMA Declared Disasters in Lamar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$235$2,820
Property Taxes $251$3,012
Electricity $192$2,304
Total$3,100$37,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,285/yr
40% on housing$93,000/yr
45% on housing$82,666/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,395This listing

vs Other Active Listings

Avg $/sqft

ZIP 39455$209
Lamar County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 39455
Lamar County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$479,000
2022-04-08Listed for sale$419,900
2021-05-28Sold--
2021-05-03Pending sale$419,900
2020-07-03Listed for sale$419,900

For Sale by Agent

AgentLibby C Vardaman
BrokeragePorch Light Properties, LLC

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