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109 Manilla St, Koshkonong, MO, 65692

3beds
2baths
1,188sqft
$149,900
$126price/sqft
$1,240/moest. monthly cost
$49,600/yrincome needed

About This Home

Beautifully updated, completely move-in ready, and packed with value! This fantastic 3-bedroom, 1.5-bathroom home offers modern upgrades and worry-free living at an incredible price point. Highlighting the exterior is a roof that is less than a year old, providing excellent long-term peace of mind. Step inside to find gorgeous, brand-new vinyl flooring that flows seamlessly through the entire layout. The heart of the home features a fully renovated kitchen, boasting stylish new cabinetry, fresh countertops, and brand-new appliances ready for use. Additional highlights include an updated bathroom and excellent curb appeal. beautifully framed by a classic wrought iron fence along the front yard. Perfectly priced and requiring zero work, this home is an exceptional opportunity. Schedule your showing today before it's gone!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
5/10
Koshkonong High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Metal/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Dishwasher,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Eat-in Kitchen

Features

  • 3 Bedrooms Same Level
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,188
  • Total interior livable area: 1,188 sqft

Property

Details

  • Parcel number: 2431520000002000000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 10,018 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Wildfire

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$281$3,372
Property Taxes $61$732
Electricity $141$1,693
Total$1,240$14,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,514/yr
40% on housing$37,200/yr
45% on housing$33,066/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 65692$96
Oregon County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 65692
Oregon County$65

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$149,900

For Sale by Agent

AgentApril Wasdyke
BrokerageCentury 21 Combs & Associates

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