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35 Kelp Avenue, Ocean Beach, NY, 11770

5beds
6baths
3,298sqft
$5,249,000
$1,592price/sqft
$35,803/moest. monthly cost
$1,432,120/yrincome needed

About This Home

Experience coastal luxury at its finest with this exceptional Seaview retreat. Thoughtfully designed with over 3,650 square feet of living space, this stunning modern home offers 5 spacious bedrooms, 4 full bathrooms and 2 half baths, creating the perfect setting for effortless beach living and entertaining. The sun-filled main level welcomes you with soaring 10.5-foot ceilings and an expansive great room anchored by a fireplace and custom built-ins. A chef’s kitchen, appointed with quartz countertops and premium appliances, opens seamlessly to the living and dining areas. While a cozy den, large screened in porch, guest suite, powder room & laundry room complete the first floor. A dramatic 16-foot wall of sliding glass doors extends the living space outdoors to an expansive mahogany deck, where a shaded pergola, fully equipped outdoor kitchen with built-in grill, and a heated 15’ x 25’ saltwater pool create the ultimate backyard oasis. Outdoor shower, cabana storage and half bathroom complete the main deck area. Upstairs, four beautifully appointed bedroom suites provide comfort and privacy, including a spectacular primary suite featuring bay views, a sitting area, spacious his & hers walk-in closets, spa-inspired bath with soaking tub, oversized shower and private water closet. End your day on the rooftop deck, taking in the sunset over the breathtaking 360-degree views of both the Great South Bay and Atlantic Ocean. Only minutes to Seaview’s beloved community amenities; playground, basketball courts, lifeguarded bay beach, kiddie pool, and tennis courts, this remarkable home offers an unparalleled Fire Island lifestyle. A rare opportunity to own one of Seaview’s finest homes. Shown by appointment only.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: HardiPlank Type,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Refrigerator,Stainless Steel Appliance(s),Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • First Floor Bedroom,First Floor Full Bath,Eat-in Kitchen,High Ceilings,Kitchen Island,Open Floorplan,Open Kitchen,Primary Bathroom,Soaking Tub,Walk-In Closet(s)
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,298
  • Total interior livable area: 3,298 sqft

Property

Details

  • Parcel number: 0200985700100009000
  • Special condition: None

Features

  • Private pool: Yes
  • Exterior features: Fire Pit,Gas Grill,Lighting,Other
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 10,454 sqft
  • Features: Landscaped,Views
  • Lot size dimensions: 105 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $26,541$318,492
Home Insurance *$1,631$19,572
Property Taxes $7,086$85,032
Electricity $545$6,540
Total$35,803$429,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,227,531/yr
40% on housing$1,074,090/yr
45% on housing$954,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,592This listing

vs Other Active Listings

Avg $/sqft

ZIP 11770$1,100
Suffolk County$723

vs Homes Sold Last Month

Median $/sqft

ZIP 11770$1,009
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$5,249,000
2026-07-29Listed for sale$5,249,000
2023-04-28Sold$4,250,000
2021-09-13Sold$3,450,000

For Sale by Agent

AgentAlyssa Caravella
BrokerageThe Agency Northshore NY

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