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2400 NW 86th Ter, Kansas City, MO, 64154

3beds
3baths
2,452sqft
$319,888
$130price/sqft
$2,273/moest. monthly cost
$90,920/yrincome needed

About This Home

Motivated Seller, $10,000 seller credit with reasonable offer. If you’ve been searching for a ranch with room to spread out in an established neighborhood, this is one you need to see! This full-brick home offers incredible curb appeal and sits on a huge fenced lot with plenty of space to enjoy both inside and out. With two additional non-conforming rooms in the finished basement, this home has the flexibility to function like a 5-bedroom home depending on your needs. The layout offers multiple living spaces, including family rooms on both levels, each featuring a cozy brick gas-starter fireplace. The kitchen is packed with custom cabinetry, pull-out shelves, spice racks, and a built-in bread drawer that adds both character and functionality. The main-floor primary suite includes an updated ensuite bath, and there are hardwood floors waiting beneath the carpet in one of the main-level bedrooms. Downstairs, the oversized family and recreation area is full of personality with authentic barn-wood accent walls and a custom bar salvaged from a local restaurant and bar—perfect for entertaining, game days, or hosting friends and family. You’ll also appreciate the abundant storage throughout the home. The big-ticket items are already in good shape, including an HVAC system that is only eight years old. Add a few cosmetic updates and this home has the potential to truly shine. Conveniently located just minutes from schools, shopping, dining, and everyday amenities. Don’t miss the opportunity to make this spacious ranch your own!

Getting Around

17
WalkingCar-Dependent
26
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Platte County High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Basement BR,Finished,Walk-Out Access

Bathroom1

  • Features: Shower Over Tub
  • Level: First
  • Area: 56

Bedroom1

  • Level: First
  • Area: 121

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Luxury Vinyl
  • Level: First
  • Area: 132

Family Room

  • Features: Ceiling Fan(s),Fireplace,Luxury Vinyl
  • Level: First
  • Area: 247

Features

  • Ceiling Fan(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl,Wood
  • Number of fireplaces: 2
  • Fireplace features: Basement,Family Room
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,552

Half Bath

  • Features: Ceramic Tiles
  • Level: Basement
  • Area: 18

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,452
  • Total interior livable area: 2,452 sqft

Kitchen

  • Level: First
  • Area: 143

Living Room

  • Features: Luxury Vinyl
  • Level: First
  • Area: 165

Master Bathroom

  • Features: Marble,Shower Only
  • Level: First
  • Area: 48

Master Bedroom

  • Level: First
  • Area: 143

Other

  • Features: Wood Floor
  • Level: Basement
  • Area: 169

Other

  • Features: Luxury Vinyl
  • Level: Basement
  • Area: 130

Other

  • Features: Carpet,Fireplace,Wet Bar
  • Level: Basement
  • Area: 500

Property

Details

  • Parcel number: 999999

Features

  • Patio & porch: Patio
  • Fencing: Metal

Lot

  • Lot size: 0.35 Acres
  • Features: City Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$192$2,304
Property Taxes $277$3,324
Electricity $187$2,246
Total$2,273$27,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,931/yr
40% on housing$68,190/yr
45% on housing$60,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 64154$198
Platte County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 64154$194
Platte County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$319,888
2023-09-01Listing removed--
2023-08-15Price change$1,795
2023-07-24Price change$1,995
2023-07-11Listed for rent$2,395
2023-06-21Listing removed--
2023-04-27Price change$2,595
2023-04-24Listed for rent$2,795
2023-02-10Sold--
2023-01-18Pending sale$239,900
2023-01-07Contingent$239,900
2023-01-05Price change$239,900
2022-12-09Listed for sale$250,000

For Sale by Agent

AgentJoe Blackshere
Brokerage1st Class Real Estate KC

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