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405 S Bond St, Rowland, NC, 28383

4beds
5baths
5,192sqft
$475,000
$91price/sqft
$4,455/moest. monthly cost
$178,200/yrincome needed

About This Home

This impressive 5,000+ square-foot brick home sits on approximately one acre offering the space you need with the freedom you want. Featuring 4 bedrooms, 4 full baths, and an additional half bath, this home is thoughtfully designed for hosting, multigenerational living, or those who simply appreciate comfort without compromise. A bright sunroom adds a peaceful retreat—perfect for morning coffee, reading, or enjoying natural light year-round. The true standout is the 24×60 detached building, fully equipped with its own kitchen and bathroom. Whether you envision a home-based business, guest/in-law suite or a workshop, this space offers flexibility rarely found in residential properties. Enjoy the charm of country living while remaining conveniently located near the interstate and approximately one hour from local beaches, making travel and weekend escapes easy and accessible. Properties offering this level of space, functionality, and adaptability are rare. This is not just a home—it’s a solution for living, working, and growing under one roof.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

4/10
--
Rowland MiddleGrades 6-80.6 mi
10/10
Psrc Early College At RccGrades 9-1219.1 mi

Construction

Condition

  • Property condition: Good Condition
  • Year built: 2003

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Range,Dishwasher,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space,None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Crown Molding,Dining Area,Den,Dual Closets,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Primary Downstairs,Bath in Primary Bedroom,Soaking Tub,Separate Shower,Sun Room,Vaulted Ceiling(s)
  • Flooring: Hardwood,Carpet
  • Fireplace features: None

Heating

  • Heating features: Central

Interior Area

  • Total interior livable area: 5,192 sqft

Property

Details

  • Parcel number: 370702027 & 370702026
  • Zoning description: Residential District
  • Special condition: None
  • Exclusions: N/A

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Yard
  • Topography of land: Cleared,Level
  • Living area range: 5001-6000

Lot

  • Lot size: 1.02 Acres
  • Features: 1-2 Acres,Cleared,Level
  • Lot size dimensions: 1.02ac

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hurricane
Lightning
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave

FEMA Declared Disasters in Robeson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$936$11,232
Property Taxes $635$7,620
Electricity $483$5,803
Total$4,455$53,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,742/yr
40% on housing$133,650/yr
45% on housing$118,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 28383$66
Robeson County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 28383$76
Robeson County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$525,000
2026-01-21Listed for sale$625,000

For Sale by Agent

AgentHELENA SINCLAIR
BrokerageBHHS ALL AMERICAN HOMES #2

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