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166 Main St, Henrietta, NC, 28076

1beds
1baths
1,490sqft
$112,000
$75price/sqft
$870/moest. monthly cost
$34,800/yrincome needed

About This Home

Calling all investors, flippers, and savvy buyers! This 3-bedroom, 2-bath home is packed with opportunity and ready for its next chapter. Whether you're looking for your next renovation project, a buy-and-hold rental, or a property to customize to your vision, this home offers incredible potential. Featuring a functional floor plan with spacious living areas, this property provides a solid foundation for updates and improvements. With the right vision and renovations, this home could truly shine. Conveniently located with easy access to local amenities, shopping, dining, and major roadways, it's an excellent investment opportunity in a desirable area. Property is being sold AS IS. Bring your contractor, your creativity, and your imagination—don't miss the chance to transform this diamond in the rough into something special! Listing firm does not hold EMD. This is an entry only listing.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

9/10
5/10
Chase Middle SchoolGrades 6-83.0 mi
6/10
Chase High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,490

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,490
  • Total interior livable area: 1,490 sqft

Kitchen

  • Level: Main

Property

Details

  • Parcel number: 1654701
  • Zoning: RMD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.30 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $566$6,792
Home Insurance *$60$720
Property Taxes $44$528
Electricity $200$2,405
Total$870$10,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,828/yr
40% on housing$26,100/yr
45% on housing$23,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 28076
Rutherford County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 28076
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$99,700
2026-07-16Listed for sale$112,000
2006-04-24Sold$81,000

For Sale by Agent

AgentOndria Ortiz
BrokerageThe Brown Keys Real Estate

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