




278 Hunters Trce, Rutherfordton, NC, 28139
About This Home
Nestled in the desirable Hunter’s Trace community, this beautiful Rutherfordton property offers the perfect blend of comfort, charm, and North Carolina mountain living. Located at 278 Hunter’s Trace, this home welcomes you with peaceful surroundings, spacious living areas, and the privacy buyers are searching for. Enjoy relaxing mornings on the porch, scenic wooded views, and a setting that feels tucked away while still being convenient to downtown Rutherfordton, shopping, dining, and area recreation. Inside, you’ll find a warm and inviting layout with plenty of natural light, comfortable gathering spaces, and room to make lasting memories. Whether you’re looking for a full-time residence, mountain retreat, or investment opportunity, this property delivers the tranquility and lifestyle Western North Carolina is known for. Don’t miss your opportunity to own a slice of Rutherford County living in the sought-after Hunter’s Trace neighborhood. Schedule your private showing today and experience the charm of 278 Hunter’s Trace for yourself.
Getting Around
Schools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Crawl Space
- Construction materials: Hardboard Siding,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator with Ice Maker,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Mud Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,524
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,524
- Total interior livable area: 1,524 sqft
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 1519412366
- Zoning: R7
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.63 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Cold Wave
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Rutherford County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,371 | $28,452 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $234 | $2,808 |
| Electricity | $200 | $2,405 |
| Total | $2,976 | $35,712 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-18 | Listed for sale | $469,000 |
| 2023-02-16 | Sold | $285,000 |
