18465 N Lake Ln, Pine City, MN, 55063
About This Home
Welcome to your dream lake home! Nestled on a picturesque bluff, this beautifully designed 5-bedroom, 4-bathroom retreat offers the perfect balance of luxury, comfort, and natural beauty. Step inside to vaulted ceilings, large windows, and an open-concept layout that fills the space with abundant natural light. Whether you're sipping morning coffee or hosting evening gatherings, the scenery never disappoints. The kitchen opens to the main living and dining spaces—perfect for entertaining. Each bedroom is generously sized, including a spacious primary suite with breathtaking lake views. Outside, enjoy direct access to pristine shoreline—ideal for swimming, boating, and relaxing by the water. This exceptional home is more than just a getaway—it's a year-round lifestyle. Come experience lake living at its finest. Dock, Boat Lift to go with the home!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Drain Tiled,Finished,Full,Sump Pump
Bedroom
- Level: Main
- Area: 216
- Dimensions: 12x18
Bedroom2
- Level: Upper
- Area: 168
- Dimensions: 14x12
Bedroom3
- Level: Lower
- Area: 216
- Dimensions: 12x18
Bedroom4
- Level: Lower
- Area: 130
- Dimensions: 10x13
Bedroom5
- Level: Lower
- Area: 156
- Dimensions: 13x12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 256
- Dimensions: 16x16
Family Room
- Level: Lower
- Area: 192
- Dimensions: 16x12
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,412
- Finished area above ground: 1,784
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,196
- Total interior livable area: 3,196 sqft
Kitchen
- Level: Main
- Area: 256
- Dimensions: 16x16
Living Room
- Level: Main
- Area: 384
- Dimensions: 24x16
Loft
- Level: Upper
- Area: 120
- Dimensions: 10x12
Recreation Room
- Level: Lower
- Area: 300
- Dimensions: 15x20
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0080372000
- Zoning description: Residential-Single Family
- Foundation area: 1412
Features
- Levels: Two
- Stories: 2
- Patio & porch: Composite Decking,Deck
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Lake View
Lot
- Lot size: 0.86 Acres
- Features: Accessible Shoreline,Tree Coverage - Medium
- Lot size dimensions: 97 x 334
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Heated Garage,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Pine County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,853 | $58,236 |
| Home Insurance * | $908 | $10,896 |
| Property Taxes | $725 | $8,700 |
| Electricity | $269 | $3,234 |
| Total | $6,755 | $81,060 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $959,900 |
| 2026-01-28 | Listed for sale | $979,900 |
| 2025-11-04 | Listing removed | $979,900 |
| 2025-08-26 | Price change | $979,900 |
| 2025-07-03 | Listed for sale | $994,900 |
| 2020-06-30 | Listing removed | $200,000 |
| 2020-05-11 | Listed for sale | $200,000 |
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