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2104 John Deere Lane, Monroe Township, NJ, 08831

4beds
4baths
2,210sqft
$609,000
$276price/sqft
$4,536/moest. monthly cost
$181,440/yrincome needed

About This Home

Fantastic 4 bedroom 3.5 bath townhome with 1 car garage, with a rare FIRST FLOOR BEDROOM AND FULL BATH in the very desirable Gateway at Monroe community. Boasting a modern design, spacious layout, and convenient location, this home offers the perfect combination of style and comfort. The 1st floor features a bedroom and a full bath, along with access to the garage. The 2nd floor boasts an open layout with a huge eat-in kitchen that opens to the living room and dining rooms, creating a seamless flow for gatherings and socializing. A powder room on this floor adds convenience for guests. The 3rd floor has 3 bedrooms, 2 full baths, and the laundry closet. Excellent Schools. Conveniently located close to the bus to New York City, and major highways like 33, 130, and the Turnpike. MUST SEE!!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
8/10
6/10
Monroe Twp High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceilings - 9Ft+ 2nd Flr
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 2,210 sqft

Property

Details

  • Parcel number: 12000041000101C2104
  • Attached to another structure: Yes

Features

  • Stories: 3

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Drought
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,079$36,948
Home Insurance *$205$2,460
Property Taxes $1,009$12,108
Electricity $243$2,923
Total$4,536$54,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,520/yr
40% on housing$136,080/yr
45% on housing$120,960/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 08831$271
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08831$288
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$609,000
2026-07-16Listed for sale$609,000
2020-10-19Sold$422,990
AgentSujatha Bhaskara
BrokerageeXp Realty

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