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220 Riverhaven Dr, Muscle Shoals, AL, 35661

3beds
2baths
2,010sqft
$319,900
$159price/sqft
$2,192/moest. monthly cost
$87,680/yrincome needed

About This Home

Charming 3-bedroom, 2 full bath home perfectly situated on a spacious lot overlooking the peaceful Donegan Slough. Offering both comfort and character this property blends serene water views with easy quiet living. Enjoy mornings in the sunroom or step out into the private backyard complete with inground pool (new pump in 2024 and new liner in 2023)! Large pantry provides ample storage and organization. Home also offers a safe room/storm shelter in the garage for added peace of mind and an exterior utility building for extra storage! Must see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Hatton Elementary SchoolGrades PK-64.5 mi
2/10
Colbert Co High SchoolGrades 7-127.1 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Pantry
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,010

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,010
  • Total interior livable area: 2,010 sqft

Property

Details

  • Parcel number: 0806140004001009

Features

  • Private pool: Yes
  • Pool features: In Ground,Liner
  • Patio & porch: Covered,Deck,Enclosed,Front Porch,Heated/Cooled,Rear Porch
  • Exterior features: Private Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Pool,River,Water,Main Lake View
  • Has water view: Yes
  • Water view: River,Water,Main Lake View

Lot

  • Lot size: 0.71 Acres
  • Features: Private,Sprinkler System,Views
  • Lot size dimensions: 150 x 127.69

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$256$3,072
Property Taxes $79$948
Electricity $240$2,881
Total$2,192$26,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,154/yr
40% on housing$65,760/yr
45% on housing$58,453/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 35661$179
Colbert County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 35661$158
Colbert County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-09Price change$332,500
2025-12-02Price change$334,000
2025-11-20Price change$339,000
2025-11-12Price change$344,000
2025-10-22Listed for sale$349,000
2025-06-05Sold$310,000
2025-05-02Pending sale$299,500
2025-05-01Listed for sale$299,500

For Sale by Agent

AgentKandace Rhodes
BrokerageMarMac Real Estate - The Shoals

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