




16640 Los Banos St, San Leandro, CA, 94578
About This Home
More than just a house, this spacious and move-in ready 7500-sf Ashland estate home PLUS 2 ADUs (365+216sf) for your guests has views and room to grow! FULLY ASSUMABLE VA LOAN $497K@ 2.5% saves $1150/Month! The 3 bedroom 1.5 bath 1425sf main home is updated for energy efficient luxury while keeping mid century charm- PPA solar, LED lighting, tankless water heater, EV hookup keeps energy costs down. A dine-in kitchen features quartz countertops, new cabinets, stainless appliances, and walk-in pantry. Main bath has a full tub and sits adjacent to a Laundry/dressing room with washer, dryer and ample closet space. The loft bedroom has a half bath and access to a rooftop balcony with views of the garden and East Bay. ADU studios, 365 sf and 216 sf each have full baths, kitchenettes and mini-split HVAC for cozy and comfortable living. Manicured, drought-tolerant and sustainable landscaping starts with a rock garden framing the front walk. The 3-car tandem driveway has an EV charger hookup. The gated lower patio flexes as extra parking or a comfortable place to relax around a fire pit, while the upper lawn and patio, lined with roses, succulents mature fruit trees and comes with two garden sheds. The top-most 1400+ sf vista terrace is undeveloped for your future garden plans.
Getting Around
Schools
Construction
Condition
- Year built: 1947
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Tract
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Range Hood,Ice Maker,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer
Bathroom
- Features: ShoweroverTub1, FullonGroundFloor
Bedroom
- Features: LoftBedroom, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: DiningArea, EatinKitchen
Family Room
- Features: SeparateFamilyRoom
Features
- Walk-In Closet(s),Security Gate
- Flooring: Laminate
Heating & Cooling
- Heating features: Gas
- Cooling features: Ceiling Fan(s),Zoned,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,425
- Total interior livable area: 1,425 sqft
Property
Details
- Parcel number: 080008001802
- Zoning: R-1
- Special condition: Standard
Features
- Stories: 2
- Patio & porch: Balcony/Patio
- Exterior features: Back Yard,Storage Shed Structure,Drought Tolerant Plants
- Fencing: Wood
- Has view: Yes
- View description: Other
Lot
- Lot size: 7,500 sqft
- Features: Gentle Sloping
Parking
- Total spaces: 3
- Parking features: Off Street,Tandem
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Alameda County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $1,144 | $13,728 |
| Electricity | $398 | $4,786 |
| Total | $7,027 | $84,324 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $997,000 |
| 2026-07-24 | Listed for sale | $1,050,000 |
| 2017-08-03 | Sold | $600,000 |
| 2017-07-01 | Pending sale | $582,000 |
| 2017-06-28 | Listed for sale | $582,000 |
| 2017-06-27 | Pending sale | $582,000 |
| 2017-06-17 | Listed for sale | $582,000 |
| 2010-11-17 | Sold | $245,000 |
| 2010-08-22 | Listed for sale | $245,000 |
| 2010-08-09 | Sold | $157,400 |
| 1998-06-12 | Sold | $162,500 |
