




LOT 40 Maiben Lake Rd, Franklin, AL, 36444
About This Home
Tucked away among towering hardwoods on .45 acres, this one-of-a-kind 2-bedroom, 1-bath river retreat with a loft offers the perfect escape for those seeking peace, privacy, and waterfront living. With approximately 1,100 square feet, this elevated home is full of rustic charm and endless potential. Step inside to discover soaring vaulted ceilings with exposed beams, an open-concept living area, and a stunning floor-to-ceiling brick fireplace that creates a warm and inviting atmosphere. The spacious kitchen offers plenty of cabinetry and a picturesque window overlooking the water, while the loft provides additional sleeping space or a cozy retreat. One of the home's standout features is the expansive screened porch, where you can relax and enjoy breathtaking views of Maiben Lake. The shaded backyard gently slopes toward the water, creating the perfect setting for fishing, kayaking, entertaining, or simply enjoying nature. HVAC does need repair. Call today to schedule your showing.
Getting Around
Schools
Construction
Condition
- Property condition: Good
- Year built: 1970
Materials
- Foundation: Open
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Basement
- Basement: None
Bedroom2
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Vinyl
- Fireplace features: Wood Burning
- Fireplace: Yes
- Attic: Access Only
Heating
- Heating features: Has Heating (Unspecified Type)
Interior Area
- Total structure area: 1,178
- Total interior livable area: 1,178 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 511802100000040000
- Zoning description: Single Family Residence
Features
- Exterior features: None
- Fencing: None
- Waterfront features: River Access
Lot
- Lot size: 0.45 Acres
- Lot size dimensions: .45
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $110 | $1,320 |
| Property Taxes | $23 | $276 |
| Electricity | $240 | $2,881 |
| Total | $1,055 | $12,660 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-11 | Listed for sale | $135,000 |
