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102 Circle Dr, Sumrall, MS, 39482

3beds
1baths
1,158sqft
$187,000
$161price/sqft
$1,478/moest. monthly cost
$59,120/yrincome needed

About This Home

Well-maintained 3-bedroom, 1-bath home situated on 1.02 acres +/- in a great location. Features newer flooring and a fully fenced backyard, perfect for pets, entertaining, or gardening. Conveniently located near schools, shopping, and other local amenities. Comfortable layout with plenty of potential to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
Sumrall Elementary SchoolGrades PK-56.1 mi
8/10
Sumrall Middle SchoolGrades 6-85.0 mi
8/10
Sumrall High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Slab/Raised
  • Roof: Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Ceramic Tl Cntr Tops

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • 8' +,None
  • Flooring: Laminate,Ceramic Tile,Carpet

Interior Area

  • Total structure area: 1,158
  • Total interior livable area: 1,158 sqft

Property

Details

  • Parcel number: 16417020001

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: None
  • Fencing: Chain Link

Lot

  • Features: 1 - 3 Acres
  • Lot size dimensions: On File.

Parking

  • Parking features: None,Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Lamar County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $945$11,340
Home Insurance *$243$2,916
Property Taxes $98$1,176
Electricity $192$2,304
Total$1,478$17,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,674/yr
40% on housing$44,340/yr
45% on housing$39,413/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 39482$167
Lamar County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 39482
Lamar County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$187,000
2026-06-16Listed for sale$195,000
2020-05-26Sold--
2020-04-20Pending sale$103,500
2020-03-21Price change$103,500
2020-02-11Listed for sale$109,500

For Sale by Agent

AgentJillian Pittman
BrokerageRiver Ridge Properties, LLC

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