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10452 Orchard Park Ln SW, Pillager, MN, 56473

2beds
2baths
988sqft
$325,000
$329price/sqft
$2,180/moest. monthly cost
$87,200/yrincome needed

About This Home

Tucked along the shores of Rock Lake and surrounded by the natural beauty of the Pillsbury State Forest, this inviting 2-bedroom, 2-bath year-round cabin offers 103 feet of shoreline with level elevation to the water, creating an effortless connection to lakeside living. The eastern exposure welcomes breathtaking sunrise views each morning, while the spacious deck overlooking the lake provides the perfect place to relax, entertain, or simply soak in the peaceful surroundings. Nature lovers will appreciate catching fish right off the dock or being surrounded by thousands of acres of public forest, offering endless opportunities for hiking, hunting, fishing, wildlife viewing, ATV riding, snowmobiling and year-round outdoor recreation. Just minutes from Gull Lake, you'll enjoy all the Brainerd Lakes Area has to offer. A two-stall garage provides ample space for vehicles, boats, and lake toys, while the storage shed offers additional room for all your outdoor gear. Whether you're looking for a weekend escape or a year-round retreat, this property combines the privacy and serenity of the Northwoods with convenient access to the area's most sought-after recreational amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Pillager Middle SchoolGrades 5-86.8 mi
7/10
Pillager SecondaryGrades 9-126.8 mi
8/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 196.875
  • Dimensions: 11'3 x 17'6

Bedroom2

  • Level: Main
  • Area: 123.3333
  • Dimensions: 10 x 12'4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 99.1528
  • Dimensions: 9'10 x 10'1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 988

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Kitchen

  • Level: Main
  • Area: 139.7569
  • Dimensions: 9'7 x 14'7

Living Room

  • Level: Main
  • Area: 238.9167
  • Dimensions: 15'3 x 15'8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 143940130
  • Zoning description: Shoreline
  • Other equipment: Fuel Tank - Rented
  • Foundation area: 988

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck
  • Has view: Yes
  • View description: East
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(0-4),Lake Bottom(Sand,Soft)
  • Frontage length: Water Frontage: 103

Lot

  • Lot size: 0.71 Acres
  • Features: Accessible Shoreline,Tree Coverage - Heavy
  • Lot size dimensions: 103 x 339 x 104 x 285

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Asphalt,Electric,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$238$2,856
Property Taxes $129$1,548
Electricity $170$2,050
Total$2,180$26,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,742/yr
40% on housing$65,400/yr
45% on housing$58,133/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 56473$30
Cass County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 56473$167
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$325,000
2026-07-29Price change$340,000
2026-07-22Price change$350,000
2026-07-10Listed for sale$360,000
2006-11-01Sold$168,000

For Sale by Agent

AgentAlbin Kuschel
BrokerageEdina Realty, Inc.

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